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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180865)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very good indeed.

5
Very good indeed, very good service. Reviewed on: 11th July 2026

Great product and service.

5
I have never had a problem using this service, I’m very pleased with it. Reviewed on: 11th July 2026

PayPal credit make it so easy to pay for items secur...

5
PayPal credit make it so easy to pay for items securely with pay later. Reviewed on: 11th July 2026

PayPal 5 stars

5
PayPal is so convenient. And feels safe and reliable with good customer service. Reviewed on: 11th July 2026

Brilliant customer service.

5
Brilliant customer service. Trustworthy way to buy your large items Reviewed on: 11th July 2026

I applied for a loan for a Samsung smartphone.

5
I applied for a loan for a Samsung smartphone. I didn't receive the promised 36- and 24-month installment plans. But I did receive an 18-month installment plan. Reviewed on: 11th July 2026

I've been a loyal customer for a few years.

5
I've been a loyal customer for a few years. It's helped me get though my Master's degree Reviewed on: 11th July 2026

Amazing platform

5
Ok. A very good platform. I like the ease of transferring money. Reviewed on: 11th July 2026

Neverbhad problem that has not been solved ASAP

5
neverbhad problem that has not been solved ASAP Reviewed on: 11th July 2026

Option of payment over 12 months solved problem

5
Option of payment over 12 months solved the problem of needing an item now and not having the full funds Reviewed on: 11th July 2026

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