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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

They are a fair and trusted company.

They are a fair and trusted company. I never fear that I would not be able to get through to them to sort things out if I had to Reviewed on: 12th July 2026

Brilliant service, great customer care,

Brilliant service, great customer care, Reviewed on: 12th July 2026

Good and very helpful when needed.

Good and very helpful when needed. Reviewed on: 12th July 2026

Paypal is the only credit I use online...

Paypal is the only credit I use online its easy safe and low interest. I always recommend it to people and have used it a long time Reviewed on: 12th July 2026

Mine made easy

Very easy to work with access money when needed, pay in when needed Reviewed on: 12th July 2026

Simple and easy to use, convenience

Simple and easy to use, convenience Reviewed on: 12th July 2026

Great, would recommend.

Great, would recommend. There's a lot of products available, to meet all needs Reviewed on: 12th July 2026

Easy and manageable.

Easy and manageable. Pay in three is a great way to purchase things. 0% over four months is great for larger purchases. Reviewed on: 12th July 2026

Easy to use even for an 80 year old.

Easy to use even for an 80 year old. Makes life a little easier to spread out expenditure and prompt emails to inform you of up and coming payments. Reviewed on: 12th July 2026

Quick response ,they sort easy the issues.

Quick response ,they sort easy the issues. Reviewed on: 12th July 2026

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