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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180857)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use and track your spend

Very easy to use and track your spend Reviewed on: 11th July 2026

Ive used PayPal for years now.

Ive used PayPal for years now. Always been a great service Reviewed on: 11th July 2026

Seamless Experience with PayPal Credit

Applying for PayPal Credit was so easy. Took me less than 5 minutes and I got approved right away. The app is really clear, I can see my balance, payments and due date all in one place. I had one small issue with my PayPal Credit card and their customer service sorted it out for me seamlessly, no stress at all. Great for spreading the cost on bigger purchases and I’d 100% recommend it. Reviewed on: 11th July 2026

Ease of use, great competitive offers

Ease of use, great competitive offer for interest-free option. Flexibility available really worked for my situation. Reviewed on: 11th July 2026

Easy to use.

Easy to use. Clear outline of your account and not complicated. Easy to manage your accounts and very widely accessible. Reviewed on: 11th July 2026

Annual software subscription on 4 months interest free.

The annual subscription for my 3D software I need for my small business is quite a chunk to lay out all at once, and the software companies monthly payment option is extortionate. With PayPal credit I'm able to purchase it and pay it over 4 separate interest free payments.... making it much more feasible. Reviewed on: 11th July 2026

Great against fraud

Make my shop easy, helpful against fraud, really good service Reviewed on: 11th July 2026

Flexible payment and safety purchase through PayPal...

Flexible payment and safety purchase through PayPal to avoid scams Reviewed on: 11th July 2026

No problems at all.

No problems at all. Works flawlessly, have no issues for many years Reviewed on: 11th July 2026

PayPal Credit

Easy to use, lots of places to use it. Ok interest rate. I had difficulty contacting customer services, who couldn’t help with my issue. Reviewed on: 11th July 2026

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