Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181093)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Love to use my PayPal account

5
Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Easy to access, simple procedure

5
Easy to access, simple procedure Reviewed on: 27th July 2026

PayPal Credit has allowed me to pay for purchases at...

5
PayPal Credit has allowed me to pay for purchases at home and abroad and have a really clear handle on my finances, as the service allows you to pay things back, understand where you could save money, etc. Reviewed on: 27th July 2026

Resolution of complaints

5
You can make a complaint if a seller fails to do what they're supposed to do or takes too long to deliver your order. Reviewed on: 27th July 2026

It always feel safer using PayPal.

5
It always feel safer using PayPal.easy to do and the pay in three is excellent Reviewed on: 27th July 2026

PayPal Credit is very helpful in emergency situation...

5
PayPal Credit is very helpful in emergency situations where you don't have cash at the moment. I recommend Reviewed on: 27th July 2026

It has really helped me finance the things I need li...

5
It has really helped me finance the things I need like devices and build my business Reviewed on: 27th July 2026

Easy to use and the app is great

5
Easy to use and the app is great Reviewed on: 27th July 2026

buying with paypal

5
Every purchase has been easy to complete, although with some retailers, it is not easy to see when to click on the Pay-in-3. Reviewed on: 27th July 2026

I love paypal credit.

4
I love paypal credit. I use the PayPal credit card for almost everything these days. Especially my big purchases. Before I couldn’t use paypal credit in store but since the credit card I love it. Reviewed on: 27th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101256 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products