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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180856)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Long time PayPal user for a reason

5
overall big fan of PayPal as its easy to use and understand. Only criticism is their decision to stop payment support for vaping stores. Also could make it a little clearer on PayPal credit whether you will get the 0% for 4 months or not. Reviewed on: 11th July 2026

Convenient and Safe to use

5
I like that pretty much everywhere I buy from offers PayPal as a form of payment and I have the option for credit and spreading out the payment. I also like the security measures in place. Reviewed on: 11th July 2026

Honestly most greatest app i’ve used and saved me so...

5
Honestly most greatest app i’ve used and saved me so many times Reviewed on: 11th July 2026

I have been using PayPal for more than 15 years and...

5
I have been using PayPal for more than 15 years and the service the help with finances and make shopping manageable. Reviewed on: 11th July 2026

Very effective and helpful - always transparent and...

5
Very effective and helpful - always transparent and easy to use the app Reviewed on: 11th July 2026

A Trusted Partner for Secure Digital Payments

5
Simple, secure, and dependable. PayPal makes online transactions effortless, with a user-friendly interface and strong buyer protection. A service I confidently recommend. Reviewed on: 11th July 2026

PayPal there for all your needs

5
Easy to use , no issues, simplepaypa Reviewed on: 11th July 2026

Just perfect

5
Best safe secure payment, staff always open and very helpful, no any extra fees. Clear policy. Reviewed on: 11th July 2026

Easy and helpful

5
Very easy to take out credit agreements without being overstretched. Handy reminders ahead of payment to ensure you don't get caught out. Reviewed on: 11th July 2026

money returned

5
returned my money from a website that didn't deliver my garden furniture Reviewed on: 11th July 2026

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