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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Good customer service.

Good customer service. Issue with seller was sorted eventually. Reviewed on: 12th July 2026

Simple and easy to use.

Simple and easy to use. Makes purchases easy! Reviewed on: 12th July 2026

So easy to arrange pay in 3 and credit when needed.

So easy to arrange pay in 3 and credit when needed. Helpful for spreading the cost. All information easy to access. Reviewed on: 12th July 2026

Very easy to use.

Very easy to use.Good customers services Reviewed on: 12th July 2026

Easy to use simply tap PayPal credit at checkout and...

Easy to use simply tap PayPal credit at checkout and the rest is done for you. Great service, would highly recommend Reviewed on: 12th July 2026

All very fast in paying & very well informed

All very fast in paying & very well informed Reviewed on: 12th July 2026

I only use PayPal for my transactions, i know my ord...

I only use PayPal for my transactions, i know my orders and money are safe, I’ve recommended PayPal to everyone buying online great. Reviewed on: 12th July 2026

Easy to use and so helpful when you need extra time...

Easy to use and so helpful when you need extra time to pay Reviewed on: 12th July 2026

Never had a problem its been easy and simple to use...

Never had a problem its been easy and simple to use so easy to manage everything will use all the time the Pay in 3 is great. Reviewed on: 12th July 2026

Yes not had any issues.

Yes not had any issues. Pleased with the paypal credit service I had. Reviewed on: 12th July 2026

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