Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180856 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180856)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great Service

I use PayPal Credit regularly for purchases, and often choose their 0% interest pay in 3 option. It makes larger purchases more affordable, which is really useful in today's cost of living crisis! It couldn't be any easier to use, and the process is really quick and easy to sign up to. If there's ever any issues (which is rare), their customer service team is fantastic. Reviewed on: 11th July 2026

Excellent PayPal..

Find it is the best and easiest way to pay for things, I also think it is completely safe. Reviewed on: 11th July 2026

Been great and easy to use

Been great and easy to use definitely a lot easier than most other things Reviewed on: 11th July 2026

Top notch

Very easy to use. I get regular reminders that help a lot. Reviewed on: 11th July 2026

Safe with PayPal

Easy to use and no hassle using them, they are secure too as I have had issues with companies and fraud in the past and the past and they have resolved then and been on my side Reviewed on: 11th July 2026

Universal Accessiblity and Efficiency.

Easy access to one's PayPal account by multi-devices. Financial information on the Paypal website is clearly displayed and easy to understand with regards to any interest due. Reviewed on: 11th July 2026

I have always had positive experiences with PayPal f...

I have always had positive experiences with PayPal from setting up my account, purchases and returns. They have quickly dealt with online fraud type issues I have been the victim of and communication with them is always great. Thank you. Reviewed on: 11th July 2026

Great to have difrent repayment plans

Great to have difrent repayment plans Reviewed on: 11th July 2026

PayPal has helped me when im struggling and somethin...

PayPal has helped me when im struggling and something goes wrong with the car i can buy tyres through PayPal credit to help me out Reviewed on: 11th July 2026

Does what it says on the tin.

Does what it says on the tin. Safely allows me to borrow money. Better warnings could be made that you are close to the payment date. And warnings when your interest free period is about to end will be appreciated. Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101056 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub