Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180847 reviews)

View other PayPal products

4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180847)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Considerate kind customer service

Considerate kind customer service Reviewed on: 11th July 2026

Easy to use the app and to safely purchase items fro...

Easy to use the app and to safely purchase items from your account and to pay bills it’s very convenient and safe. PayPal keeps coming up with new ideas for customers I would definitely recommend it The service is second to none and simple to use Reviewed on: 11th July 2026

Helps with important purchases

I have used PayPal credit for quite a while to help me make larger purchases that I need but I am unable to cover in one payment. I last used it cover the cost of glasses. It is is helpful to have the facility and it is easy to keep track of what I owe and to make monthly payments in the app. Reviewed on: 11th July 2026

It’s easy to use, secure, and makes sending and rece...

It’s easy to use, secure, and makes sending and receiving payments quick and good to have it. Overall, PayPal has been a reliable and convenient payment solution. Reviewed on: 11th July 2026

Easy zero effort.

Easy zero effort. Never a problem Reviewed on: 11th July 2026

I’ve used them for as long as I remember probably si...

I’ve used them for as long as I remember probably since conceptions it’s always been pleasant and my finances have always been safe. Reviewed on: 11th July 2026

Easy to use and great customer service

Easy to use and great customer service Reviewed on: 11th July 2026

Easy to use.

Easy to use. A great way to spread the cost interest free. Love it! Reviewed on: 11th July 2026

PayPal credit has a good and accessible platform, es...

PayPal credit has a good and accessible platform, especially now that there is a physical credit card to go with it. I also enjoy the option to split payments into 3 with no interest as this really provides flexibility when needed Reviewed on: 11th July 2026

Fab payment Options

Credit limits are thoughtfully and well managed, credit options like payment plans and pay in 3, 0% offers on big purchases, as well as ease of payment at multiple retailers all without having to expose your banking information is fantastic! Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101047 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub