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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

The best of the best at PayPal.

The best of the best at PayPal. When I bought my iPhone it was the easiest transaction. Reviewed on: 12th July 2026

Convenient credit option

I've had a generally positive experience with PayPal Credit. The application process was straightforward, and it's been convenient for spreading the cost of larger purchases. Reviewed on: 12th July 2026

Paypal has been my go to when making payments online...

Paypal has been my go to when making payments online as I am able to split my bill up to 4 months for easy and hassle free repayment Reviewed on: 12th July 2026

Pay pal is great service.

Pay pal is great service. Highly recommended Reviewed on: 12th July 2026

Good simple .

Good simple .easy to use across nany modalities Reviewed on: 12th July 2026

Very easy to use and very helpful

Very easy to use and very helpful Reviewed on: 12th July 2026

No issues

Used PayPal for years, never had any issues what so ever. Reviewed on: 12th July 2026

PayPal is the best in the world .

PayPal is the best in the world . Reviewed on: 12th July 2026

Great, never had an issue.

Great, never had an issue. Always easy to use Reviewed on: 12th July 2026

Straight forward service, no hassles.

Straight forward service, no hassles. Reviewed on: 12th July 2026

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