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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180822)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

A Solid Review of PayPal

5
PayPal remains a dependable, secure, and easy‑to‑use platform that continues to set the standard for digital payments. Reviewed on: 11th July 2026

So easy to use and secure.

5
So easy to use and secure if your purchase don't arrive. Reviewed on: 11th July 2026

I’ve only had a positive experience with PayPal.

5
I’ve only had a positive experience with PayPal. Reviewed on: 11th July 2026

Quick, and efficient.

5
Quick, and efficient. Great customer service Reviewed on: 11th July 2026

I've never had any problems with PayPal.

5
I've never had any problems with PayPal. Even if I have spoken to someone they have always been pleasant and helpful Reviewed on: 11th July 2026

Gives different options to pay

5
Gives different options to pay and accepted by many retailers Reviewed on: 11th July 2026

Easy to use and never had an issie

5
Easy to use and never had an issie Reviewed on: 11th July 2026

Everything you need in one place

5
I use PayPal credit on nearly all my purchases (were PP is accepted) regardless of the cost , PP gives me the flexibility to either pay at a later date (with little to no interest ) or stretch it out over 4 to 24 months , giving me the cost of interest based on the length of time I wish to pay for my purchase,PP is a recognised symbol and the security surrounding transactions is excellent , I have found any dealings that I have had with their customer services has always been in my interest giving clear and extremely quick responses to my questions. All in all I personally would recommend their services to which if you use PayPal credit you will find very competitive in today’s market Reviewed on: 11th July 2026

I have great experience.

5
I have great experience.i can use paypal credit in my low finance time. Love it Reviewed on: 11th July 2026

A service above & beyond all others

5
PayPal services go above & beyond , they are efficient and extremely helpful , I highly recommend, I personally get nervous with anything like this but PayPal put me right at ease & everything was plain sailing from start to finish Reviewed on: 11th July 2026

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