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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Pay in 3 is the best

I really like interest free 4 months and pay in 3 options. Helps me purchase and make the payment instalment. I used enjoy the 12 months and 24 months interest free payments before but I hardly get that option now. Reviewed on: 11th July 2026

Convienient and easy to use.

Convienient and easy to use. Reliable. Reviewed on: 11th July 2026

Always used PayPal credit a very trusted source

Always used PayPal credit a very trusted source Reviewed on: 11th July 2026

My experience with PayPal is excellent love the pay...

My experience with PayPal is excellent love the pay in three and credit available and so easy to use and no interest to pay in 3 Reviewed on: 11th July 2026

Very good costumer service.

Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Easy to use, simple and clear.

Easy to use, simple and clear. I don’t like how easy it is to select a finance option instead of debt payments Reviewed on: 11th July 2026

Great service

Brilliant app. Pay in 3 makes life easy for all my mid sized purcahses. Reviewed on: 11th July 2026

Excellent payment system, very secure, guaranteed re...

Excellent payment system, very secure, guaranteed refund you don’t get your product or services from the vendor. Reviewed on: 11th July 2026

Pease of mind in a brand I trust.

Pease of mind in a brand I trust. Reviewed on: 11th July 2026

Very good py pal credit love shoping py pal

Very good py pal credit love shoping py pal Reviewed on: 11th July 2026

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