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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180814 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180815)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use website and great service

Easy to use website and great service Reviewed on: 11th July 2026

Great options for payments of goods.

Great options for payments of goods. Easy to use app. Balance shown for each method of purchase and reminder of when to pay Reviewed on: 11th July 2026

I’m very satisfied, I’m been using it for many years.

I’m very satisfied, I’m been using it for many years. Reviewed on: 11th July 2026

No change in my credit status since........

My main issue is getting someone at Paypal to review my credit status sensibly. I'm upper quartile with the 3 main UK agencies, yet nothing ever changes with my status, here. I've been here since 2008/9, and I believe that it has updated once. My credit was worse back then too. For what it's worth, I'll leave it with you. Reviewed on: 11th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was straightforward, and the credit was available quickly. It’s been really convenient for spreading the cost of larger purchases with flexible repayment options. The integration with PayPal makes checkout fast and secure, and I appreciate being able to manage everything easily through my account. Customer service has also been helpful whenever I’ve had questions. Overall, PayPal Credit has been a reliable and convenient way to manage my purchases, and I’d happily recommend it to anyone looking for a flexible payment option. Reviewed on: 11th July 2026

Good credit deals of 0% for short periods and conven...

Good credit deals of 0% for short periods and convenient and secure way to pay Reviewed on: 11th July 2026

Really good safer way of payment and easy options fo...

Really good safer way of payment and easy options for interest free emi and loads more Reviewed on: 11th July 2026

Reliable

Reliable source of help when needed Reviewed on: 11th July 2026

Easy to use, good communication of deadlines for pay...

Easy to use, good communication of deadlines for payments. Reviewed on: 11th July 2026

never don't have a problem!

never don't have a problem!!good service..perfect for shopping Reviewed on: 11th July 2026

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