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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal support me when i paid for good and it was ne...

PayPal support me when i paid for good and it was never delivered or the company never acknowledge any emails I sent Reviewed on: 11th July 2026

Fast, secure, reliable

I love the security, flexibility and ease of payment options. It’s great not having to provide bank details online and be able to make secure transactions. Customer service always excellent. Brilliant for worldwide payments. Reviewed on: 11th July 2026

Nice app with different features.

Nice app with different features. Love it Reviewed on: 11th July 2026

Amazing experience fast and easy

Amazing experience fast and easy Reviewed on: 11th July 2026

Easy to use and flexible for any kind of transaction...

Easy to use and flexible for any kind of transaction with discounts. Reviewed on: 11th July 2026

Very good indeed.

Very good indeed, very good service. Reviewed on: 11th July 2026

Great product and service.

I have never had a problem using this service, I’m very pleased with it. Reviewed on: 11th July 2026

PayPal credit make it so easy to pay for items secur...

PayPal credit make it so easy to pay for items securely with pay later. Reviewed on: 11th July 2026

PayPal 5 stars

PayPal is so convenient. And feels safe and reliable with good customer service. Reviewed on: 11th July 2026

Brilliant customer service.

Brilliant customer service. Trustworthy way to buy your large items Reviewed on: 11th July 2026

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