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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Safer payments

5
Easy to use and extremely safe way to make payments Reviewed on: 14th July 2026

I love using PayPal credit

5
I love using PayPal credit it simple safe and quick. I love the offers on some of my favourite stores, given me a little bit extra in these tough times. Reviewed on: 14th July 2026

I use it to pay fir internet bought wares

5
I use it to pay fir internet bought wares Reviewed on: 14th July 2026

Always good to go

5
Always good to go no problems. Always easy to use. Reviewed on: 14th July 2026

Easy to use, flexible payments

5
I've had a good experience with PayPal Credit. It's easy to use, the application was straightforward, and being able to spread the cost of purchases has been really helpful. The app is simple to manage, payments are easy to make, and everything is clear. Overall, I've found it reliable and convenient. Reviewed on: 14th July 2026

Always trustworthy/quick response and solutions if n...

5
Always trustworthy/quick response and solutions if needed excellent service and communication Reviewed on: 14th July 2026

It's easy to use, specially I like to spreed the pay...

5
It's easy to use, specially I like to spreed the payments when I spend larger amounts. Reviewed on: 14th July 2026

Hassle Free

5
Issues are resolved quickly and peace of mind with purchases! Reviewed on: 14th July 2026

Excellent

5
It's been fantastic experience always good service and easy to do Reviewed on: 14th July 2026

My experience has been very good

4
My experience has been very good Reviewed on: 14th July 2026

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