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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have always great experience using paypal credit.

I have always great experience using oayoal credit. You dont to worry if you found something you want to buy straight away. You can either full payment, 3 payoff and credit which you have time to pay. Very happy using payoal and paypal credit Reviewed on: 27th May 2025

several years now, had zero issues

I've used PayPal for several years now, had zero issues with them, any purchase I've made on PayPal credit has been protected by them and any issues I've had with delivery regarding those purchases has been resolved to the highest of standards. I would recommend Thier services all round. Reviewed on: 27th May 2025

The better way to Pay

I always look for PayPal as the purchasing method, it is safe and provides options for credit too. Reviewed on: 27th May 2025

Great for payments, pp credit, 3in1 and crypto!

Great for payments, pp credit, 3in1 and crypto! Been with them for years! Reviewed on: 27th May 2025

Been useing paypal for many years now and never ad a...

Been useing paypal for many years now and never ad any problems with them,safe & secure thank you. Reviewed on: 27th May 2025

Great service and no issues.

Great service and no issues. Good service to have Reviewed on: 27th May 2025

There when i need it and very easy and convenient to...

There when i need it and very easy and convenient to use Reviewed on: 27th May 2025

I have had no issues with PayPal.

I have had no issues with PayPal. Reviewed on: 27th May 2025

Pay in 3 with zero interest is the best thing, helps...

Pay in 3 with zero interest is the best thing, helps me so much Reviewed on: 27th May 2025

Very professional service

Very professional service easy to use and navigate Reviewed on: 27th May 2025

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