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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
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Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171961)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

its easy to use with an extra layer of security and...

4
its easy to use with an extra layer of security and support on top of my bank for any disputes. Overall great experience with Paypal and will continue to use it for the forseeable future. Reviewed on: 7th July 2026

I find PayPal credit a convenient way to spend.

5
I find PayPal credit a convenient way to spend. It gives me flexibility to pay when is convenient for me with lots of different options for buy now pay later etc. it's great. Reviewed on: 7th July 2026

Great options and flexibility in repayment

5
Great options and flexibility in repayment Reviewed on: 7th July 2026

Great experience

5
Great experience does what it says on the tin no issues Reviewed on: 7th July 2026

Ease of use.

5
Ease of use. Any problems that arise are sorted professionally Reviewed on: 7th July 2026

I had good experience good service

5
I had good experience good service Reviewed on: 7th July 2026

Always been reliable and never had a problem

5
Always been reliable and never had a problem Reviewed on: 7th July 2026

Pay pal is the best to pay for items and pay pal cre...

5
Pay pal is the best to pay for items and pay pal credit is really good to help with payments if you have the credit then it helps. Reviewed on: 7th July 2026

Great service

5
Custom service is brilliant and easy to deal with. Reviewed on: 7th July 2026

Great Credit card

5
Excellent credit card provider & easy to use app Reviewed on: 7th July 2026

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