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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,669 reviews, last reviewed 14th May 2026
2575650% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up Easy to set up and clear instructions Reviewed on: 14th May 2026
Alec D's avatar
Alec D

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106669)

Makes shopping online and store very easy and smooth.

5
Makes shopping online and store very easy and smooth. Reviewed on: 13th April 2026
Ebrima S's avatar
Ebrima S

excellent customer experience very helpful staff and...

5
excellent customer experience very helpful staff and very knowledgeable about their products Reviewed on: 13th April 2026
Mark F's avatar
Mark F

Good and easy

5
Great, never had any issues with them. Nice and easy to use. Reviewed on: 13th April 2026
ellis wellum's avatar
ellis wellum

Great service that easy to use..

5
Any issues with a purchase has been resolved quickly and efficiently. The different ways to pay for purchases is good as you can budget for bigger expenses. This can be done by paying over 3 months , PayPal credit and immediately pay. Easy to set up payments from your preferred account and ease of access to information. All round a good way to pay for online purchases in a safe manner. Reviewed on: 13th April 2026
TeslaSol's avatar
TeslaSol

PayPal is a reliable app that You can use to do any...

5
PayPal is a reliable app that You can use to do any form of transaction on line. And if anything go wrong, they’re always there for you. And they make sure you get back your money or your goods. Reviewed on: 13th April 2026
Matthew 's avatar
Matthew

Easy and quick to setup.

4
Easy and quick to setup. Setting up direct debit was more tricky but could have been a glitch Reviewed on: 13th April 2026
Simon W's avatar
Simon W

Always helpful and readily available

5
Always helpful and readily available Reviewed on: 13th April 2026
Terry S's avatar
Terry S

Helps to break down payments and helpful on paying b...

5
Helps to break down payments and helpful on paying bug amounts Reviewed on: 13th April 2026
Kerim Genc's avatar
Kerim Genc

Always there to help and support

4
Always there to help and support Reviewed on: 13th April 2026
Terry 's avatar
Terry

Had a account for 15 years very easy to use...

5
Had a account for 15 years very easy to use Reviewed on: 13th April 2026
Neil's avatar
Neil

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