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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147842 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147842)

Using Paypal is easy, intuitive and hassle-free

Using Paypal is easy, intuitive and hassle-free Reviewed on: 8th May 2026

Easy platform.

Easy platform. Helpful service staff. Reviewed on: 8th May 2026

PayPal makes me feel safe when paying for things onl...

PayPal makes me feel safe when paying for things online and my PayPal credit is great for big purchases that I can pay up Reviewed on: 8th May 2026

I always feel confident when using paypal that there...

I always feel confident when using paypal that there wont be any hiccups n fraudulent activity, i have used PayPal on several occasions and always feel as safe as houses when doing this and will continue to use it on a regular basis Reviewed on: 8th May 2026

Poor review for customer service because adviser was...

Poor review for customer service because adviser was unable to help me reset my father’s password. So he can no longer use PayPal. Reviewed on: 8th May 2026

Great on-line money app

Great online money app very handy to have Reviewed on: 8th May 2026

It makes Life so much easier when eating out with fr...

It makes Life so much easier when eating out with friends or just sent money to a friend overseas and it is easy to use Reviewed on: 8th May 2026

Always smooth and easy transaction

Always smooth and easy transaction Reviewed on: 8th May 2026

Simple to use, great communication and handy navigat...

Simple to use, great communication and handy navigation through app Reviewed on: 8th May 2026

PayPal Credit has been really convenient and easy to...

PayPal Credit has been really convenient and easy to use. The flexible payment options and smooth PayPal checkout make managing purchases simple, and the app makes it easy to keep track of payments and balances. Overall, a great service for spreading costs responsibly. Reviewed on: 8th May 2026

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