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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use pay pal for everything it’s so useful when exc...

I use pay pal for everything it’s so useful when exchanging currencies during any transaction and it’s very safe and secure to use Reviewed on: 6th June 2025

They are always helpful when you raise an issue with...

They are always helpful when you raise an issue with them, working with you to resolve it and give you the best customer service Reviewed on: 6th June 2025

PayPal is class

PayPal is class, I use it all the time, no charge for sending to family and friends is ideal! Reviewed on: 6th June 2025

I love using PayPal

I love using PayPal, I use it every single day for shopping. . Reviewed on: 6th June 2025

PayPal Credit

PayPal Credit is a great alternative to using credit cards or other methods of funding. It’s easy and convenient and allowed you to pay off larger purchases in easier increments. It’s a really helpful option to have available Reviewed on: 6th June 2025

PayPal is quick easy and SO convenient

PayPal is quick easy and SO convenient, I’ve got a lot of my clients to sign up and they have never looked back! Amazing for small businesses up to large! Reviewed on: 6th June 2025

Useful and easy

Useful and easy to get a credit account and once you've got it its beyond easy to use for pretty much any purchase needs youd have and easy processes to pay off the credit when its needed without any hassle Reviewed on: 6th June 2025

very good experience i had with paypal that i never...

very good experience i had with paypal that i never forget Reviewed on: 6th June 2025

I enjoy the syncing with my account and ease of paym...

I enjoy the syncing with my account and ease of payment.The credit facility has been good as well. Reviewed on: 6th June 2025

Open opportunities

I have used paypal credit and recommended to my friends too who used and whas happy Reviewed on: 6th June 2025

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