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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181105)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I am very satisfied with my whole experience using P...

I am very satisfied with my whole experience using Paypal Reviewed on: 14th July 2026

The best and always happy to help

The best and always happy to help Reviewed on: 14th July 2026

I always use PayPal to pay in installments.

I always use PayPal to pay in installments. It's so easy and convenient! Reviewed on: 14th July 2026

Pay pal gives you peace of mind when paying for...

Pay pal gives you peace of mind when paying for items Reviewed on: 14th July 2026

PayPal continues to lead the payment pathway....

I've now used the PayPal service for a number of years and it is now my preferred payment service online and with the new roll out of the PayPal Credit Card it's likely to become my day to day go to method too. It's also such a convenient method for large purchases and with the interest free credit period it's a great enabler to make purchases you might not normally do! When things have gone wrong I've been able to escalate issues and had a very good response and resolution to issues. A very happy customer! Reviewed on: 14th July 2026

Cheapest Credit Available

Easy to use. Flexible and cheapest credit available. Reviewed on: 14th July 2026

It’s easy to operate and use the app is user friendl...

It’s easy to operate and use the app is user friendly and the process to apply is seamless and easy with customer care agent available to provide needed information Reviewed on: 14th July 2026

Easy to use and free, really good!

Easy to use and free, really good! Reviewed on: 14th July 2026

Great company always there to help with the little e...

Great company always there to help with the little extras Reviewed on: 14th July 2026

PayPal is fast and reliable.

PayPal is fast and reliable. Good customer service too. Problems solved swiftly Reviewed on: 14th July 2026

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