Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great offers.

Great offers. Pay in 3 to avoid interest charges Reviewed on: 14th July 2026

Amazing paypal I always use it especially purchases...

Amazing paypal I always use it especially purchases over £99 pay in 4! Reviewed on: 14th July 2026

I find it easy and stress free PayPal.

I find it easy and stress free using PayPal. I never have to worry about customer service is it is ever needed as the service is excellent Reviewed on: 14th July 2026

Great gives me more time to pay.

Great gives me more time to pay. Reviewed on: 14th July 2026

The safest way to purchase online..

I find it the safest way to purchase online, as IF we have an issue? PP CS deal with it within a 10 day process. Reviewed on: 14th July 2026

I use paypal credit and have used pay in 3, both gre...

I use paypal credit and have used pay in 3, both great services Reviewed on: 14th July 2026

Celebrity Gad

PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Safer payments

Easy to use and extremely safe way to make payments Reviewed on: 14th July 2026

I love using PayPal credit

I love using PayPal credit it simple safe and quick. I love the offers on some of my favourite stores, given me a little bit extra in these tough times. Reviewed on: 14th July 2026

I use it to pay fir internet bought wares

I use it to pay fir internet bought wares Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub