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PayPal: PayPal Credit reviews

4.73
Based on 181,087 reviews, last reviewed 31st Jul 2026
109% increase in 5 star reviews
in the past 90 days
154% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026
ALAN E's avatar
ALAN E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181088)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have always had excellent customer service from Pa...

5
I have always had excellent customer service from PayPal professional and reliable service systems are very easy to navigate Reviewed on: 14th July 2026

Super easy & convenient

5
Really easy to use, the app keeps you up to date & is easy to manage your spending/ repayments Reviewed on: 14th July 2026

A known company and very helpful. Thanks

5
I have been with PayPal from a very long time. It has been very helpful to me. Thanks Reviewed on: 14th July 2026

Paypal credit spreads the cost protects against loss !

5
I use the convenience of Pay Pal credit to spread the cost of larger items and feel that paying with PayPal gives me extra protection if there are problems with a purchase …. Reviewed on: 14th July 2026

Very easy and direct to use.

5
Very easy and direct to use. No hidden fees at all Reviewed on: 14th July 2026

My PayPal experience!

5
Honest and simple to use never had any complaints to using PayPal. Reviewed on: 14th July 2026

Top level security

5
Quick decisions, great support and security. Reviewed on: 14th July 2026

Gratitude from a mum of three

5
I'm so glad I signed up for paypal credit, it has given me the support and security I was looking for with my purchases, with so much ease when it comes to payments. As a working mum, stretching to cover children's expenses especially birthdays, paypal credit has given me so much flexibility. Reviewed on: 14th July 2026

Very easy to use, no fuss, quick and reliable

5
Very easy to use, no fuss, quick and reliable Reviewed on: 14th July 2026

Easy payment and ordering goods using paypal

5
Easy payment and ordering goods using paypal Reviewed on: 14th July 2026

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