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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59731 reviews)

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4.90

Based on 59,731 reviews, last reviewed 13th Apr 2026

821400% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It really is my financial Pal.. In all the times I have used PayPal over the years I have never had any issues with it and it is simple and easy to use with good options that allow y... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59731)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Easy, straight forward and no fuss

Always been very easy to use, straight forward and no fuss. I have used PayPal for years and it always comes in useful when needed! Reviewed on: 7th April 2026

Really simple and secure.

Really simple and secure. Would highly recommend. Easy to track payments and purchases Reviewed on: 7th April 2026

I use pay pal most of my transaction.

I use pay pal most of my transaction. Easy to use and safe Reviewed on: 7th April 2026

Easy experience with PayPal credit, had no issues

Easy experience with PayPal credit, had no issues Reviewed on: 7th April 2026

It's a very safe way to pay for goods,it gives me pe...

It's a very safe way to pay for goods,it gives me peace of mind.. Reviewed on: 7th April 2026

Friendly, efficient and professional.

Friendly, efficient and professional. Reviewed on: 7th April 2026

Always there when I need it.

Always there when I need it. Flexible options too. Very convenient and easy to use. Reviewed on: 7th April 2026

Just expanding my wage packet that little more

I find it really helpful. My only criticism is the working out how to set up repayments. I would like it to have an automated system. Pick the day of the month that suits you to pay as going through filling in answers to set it up Reviewed on: 7th April 2026

PayPal credit is very quick and easy to use

PayPal credit is very quick and easy to use Reviewed on: 7th April 2026

Brilliant way of spreading the cost of large purchas...

Brilliant way of spreading the cost of large purchases interest free. Goes really smoothly, appt easy to use and easy to keep an eye on my spending. Reviewed on: 7th April 2026

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