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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181109 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181109)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It works well and I like the 0% offers.

It works well and I like the 0% offers. I also feel happier using PayPal when it comes to the internet security side of life. Reviewed on: 28th July 2026

Fast and reliable

Fast and reliable, always when you need it Reviewed on: 28th July 2026

When ever there is an issue with PayPal.

When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Easy to use giving options how to pay

Easy to use giving options how to pay Reviewed on: 28th July 2026

I have had a very good experience with PayPal.

I have had a very good experience with PayPal. The service is easy to use, convenient, and gives me confidence when making online payments. Transactions are quick and straightforward, and I feel that PayPal provides a good level of security. Overall, I am very satisfied with the service and would recommend PayPal to others. Reviewed on: 28th July 2026

Simple and easy to understand.

Simple and easy to understand. Payment plan is laid out simply. Reviewed on: 28th July 2026

Love to use my PayPal account

Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Easy to access, simple procedure

Easy to access, simple procedure Reviewed on: 27th July 2026

PayPal Credit has allowed me to pay for purchases at...

PayPal Credit has allowed me to pay for purchases at home and abroad and have a really clear handle on my finances, as the service allows you to pay things back, understand where you could save money, etc. Reviewed on: 27th July 2026

Resolution of complaints

You can make a complaint if a seller fails to do what they're supposed to do or takes too long to deliver your order. Reviewed on: 27th July 2026

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