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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It's a God send!

5
My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is my most proffered choice as there's no interest to pay and it allows me to stay in control of my finances better. The ease of it, the freedom and the clarity of it all makes it my go to choice Reviewed on: 26th July 2026

My reviews

4
Fast and most reliable way to make money useful Reviewed on: 26th July 2026

Easy to follow instructions

5
Easy to follow instructions, clear information. Used at most retail stores. Reviewed on: 26th July 2026

Trust worthy and reliable.

5
Trust worthy and reliable. When I purchase using PayPal I know my purchase is protected Reviewed on: 26th July 2026

Paypal is easy to use and a great way to transfer or...

5
Paypal is easy to use and a great way to transfer or receive money especially trying to root out the scams Reviewed on: 26th July 2026

Easy to use app

5
Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

I’ve always found it exceptionally easy and accessib...

5
I’ve always found it exceptionally easy and accessible to use. Reviewed on: 26th July 2026

Great services

5
Great experience excellent customer services Reviewed on: 25th July 2026

Works for me

5
I love being able to get what I want and split my payments over 3 months to suit me. So, I don't need to become overdrawn or dip into my savings. Reviewed on: 25th July 2026

Very easy to use and integrates well into lots of on...

5
Very easy to use and integrates well into lots of online shops. Reviewed on: 25th July 2026

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