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PayPal: PayPal Credit reviews

4.90
Based on 104,704 reviews, last reviewed 12th May 2026
2485400% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not sure what to add here. Not sure what to add here. Just simple and convenient way of borrowing Reviewed on: 12th May 2026
Jonas K's avatar
Jonas K

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104704)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very easy to use and they are extremely helpful if t...

5
Very easy to use and they are extremely helpful if there's ever any issues Reviewed on: 11th May 2026

Never had an issues with PayPal.

5
Never had an issues with PayPal. Been using them for years for simple and complex transactions and each experience has been straightforward. I’ve sent and received payments from people (friends and businesses) without any hassle. I love how simple and clean the UI is and how easy it is to navigate through the different options. There introduction of PayPal credit is very helpful and I’ve used it as a flexible option for large purchases. The interest free offer was very enticing to me and I liked how you could pay it back in instalments. Reviewed on: 11th May 2026

It helped me out a lot to get things finished...

5
It helped me out a lot to get things finished Reviewed on: 11th May 2026

My experience is excellent never experience bad serv...

5
My experience is excellent never experience bad services with PayPal. Reviewed on: 11th May 2026

Excellent

5
Very good for when u need it and very easy to use Reviewed on: 11th May 2026

Very good experience with paypal very good customer...

4
Very good experience with paypal very good customer service Reviewed on: 11th May 2026

Very impressive i enjoy it it is so handy

5
Very impressive i enjoy it it is so handy Reviewed on: 11th May 2026

Great experience for years with paypal very trustwor...

5
Great experience for years with paypal very trustworthy and helpful when needed them to sort any issues especially when needing a refund from purchases made on ebay Reviewed on: 11th May 2026

I will always use PayPal.

5
I will always use PayPal. I feel that all my transactions are safe and secure. Reviewed on: 11th May 2026

Easy to use and website is good too

5
Easy to use and website is good too Reviewed on: 11th May 2026

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