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PayPal: PayPal Credit reviews

4.73
Based on 181,087 reviews, last reviewed 31st Jul 2026
109% increase in 5 star reviews
in the past 90 days
154% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026
ALAN E's avatar
ALAN E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181088)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Reliable and trustworthy service always

5
Reliable and trustworthy service always Reviewed on: 14th July 2026

Mostly without a hitch and quick to resolve any issues.

5
Mostly without a hitch and quick to resolve any issues. Very quick service overall and convenient. Reviewed on: 14th July 2026

All in all a good way to pay

5
Never had a bad experience using pay pal or their services. Any queries I had it was easy to access the required information on the website. The website is simple and easy to navigate. The service is so good I am considering using other services provided. Reviewed on: 14th July 2026

I only use PayPal and if somewhere doesn't have it I...

5
I only use PayPal and if somewhere doesn't have it I won't use that site unless absolutely necessary Reviewed on: 14th July 2026

Easy to use, easy to keep on top of it!

5
I find the PayPal account so easy to use and keep an eye on; the email updates are great for reminding you to pay in good time!it’s great to have this as another option for paying online, for things like theatre tickets, charities, and other similar things. Reviewed on: 14th July 2026

Easy, hassle free and an all round great experience.

5
Easy, hassle free and an all round great experience. Reviewed on: 14th July 2026

Excellent and Reliable Service

5
I really like using PayPal. It is fast, secure, and very easy to use. Payments are processed quickly, and I have always had a positive experience. I trust PayPal and would recommend it to anyone. I would also like to apply for PayPal Credit because it is a convenient and flexible way to manage purchases. Reviewed on: 14th July 2026

I have been using PayPal over 10 years and I never h...

5
I have been using PayPal over 10 years and I never had any issues with them. PayPal is my preferred credit to use. Reviewed on: 14th July 2026

I haven't used the platform long enough.

4
I haven't used the platform long enough. Reviewed on: 14th July 2026

never had a bad experience.

5
never had a bad experience.always helpfulgood customer services as well Reviewed on: 14th July 2026

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