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PayPal: PayPal Credit reviews

4.90
Based on 66,369 reviews, last reviewed 15th Apr 2026
1433200% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. Clear guidelines and communications Reviewed on: 15th April 2026
Dean G's avatar
Dean G

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (66369)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

I got the PayPal credit right when I needed it.

5
I got the PayPal credit right when I needed it. Applying was super easy and it came handy that I could apply immediately than go through additional services Reviewed on: 13th April 2026

Easy to use and it is very helpful to use the PayPal...

5
Easy to use and it is very helpful to use the PayPal credit and the new PayPal credit card is very helpful Reviewed on: 13th April 2026

PayPal Credit ...

5
Four months interest free on purchases plus excellent customer support. Has made it it possible to buy the things that in the past where impossible. I can now shop with confidence. Reviewed on: 13th April 2026

Amazing ,however, sometimes if you want to pay your...

5
Amazing ,however, sometimes if you want to pay your balances its longer to credit to my account. Reviewed on: 13th April 2026

Perfect communication.

5
Perfect communication. Excellent experience and professional service. Reviewed on: 13th April 2026

Great way to pay, lots of options available if need...

5
Great way to pay, lots of options available if need to spread payments over a length of time. Always resolves issues too. Definitely recommend to others! Reviewed on: 13th April 2026

I've used PayPal for years and for the past year I c...

3
I've used PayPal for years and for the past year I can't seem to pay anything using their pay in 3 method. I've called in to be told that I can after April 13th 2025 and it still won't let me, so I took my business elsewhere. I don't like a business that can't be truthful! However, PayPal credit has helped me over the years. Although I am tired of their constant "we're charging more interest" in one way or another. Reviewed on: 13th April 2026

Amazing and great and must get.

5
Amazing and great and must get. I have found it very useful and helps with all sorts of things and helps me management of bills and outdoor shopping Reviewed on: 13th April 2026

PayPal 5 star thanks

5
Money when you need it and always there when needed it Reviewed on: 13th April 2026

PayPal Credit - a life saver for me!

5
PayPal Credit - a life saver for me! I am a happy PayPal customer. 4 months interest free. Where else do you get that?! Exceptional customer service! Reviewed on: 13th April 2026