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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180881)

simple and easy way to get interest free credit

5
it is so easy to use and pay for goods using pay pal credit, statements are sent through by email and as long as you pay the amount stated and you pay off the full balance within the 4 months its interest free, very easy to manage. Reviewed on: 26th May 2026

I’ve used PayPal many times with no issues at all

5
I’ve used PayPal many times with no issues at all Reviewed on: 26th May 2026

I'm very satisfied with PayPal.

5
I'm very satisfied with PayPal. Everything works fine Reviewed on: 26th May 2026

I've always found it easy to use and the terms are c...

5
I've always found it easy to use and the terms are clear. Reviewed on: 26th May 2026

My Go-To Payment Tool

5
I have been using PayPal Credit for more than 5 years. It has been one of the most consistently reliable tools in my financial life. I first started using it as a student mainly for PayPal Credit and it quickly became a safety net for unexpected expenses. Payments are easy to track, statements are clear and the buyer protection is a great extra. PayPal has been trustworthy for me and I appreciate how smooth it has made managing purchases and credit along the way. 10 out of 10 financial tool. Reviewed on: 26th May 2026

very fast and safe way to pay , I always use PayPal...

5
very fast and safe way to pay , I always use PayPal were available Reviewed on: 26th May 2026

They have been a godsend dealt with issues and probl...

5
They have been a godsend dealt with issues and problems i had from sellers always been refunded my money cant praise them high enough Reviewed on: 26th May 2026

I always try and buy through paypal

5
I always try and buy through paypal which defaults to my paypal credit account Reviewed on: 26th May 2026

I alway use PayPal for ebay purchases

5
I alway use PayPal for ebay purchases Reviewed on: 26th May 2026

Easy to use and offers flexibility

5
Easy to use and offers flexibility Reviewed on: 26th May 2026

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