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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180883)

PP Credit 0% FTW

5
used paypal and more specifically paypal credit for years and buy almost everything with 0% interest over minimum of 4 months but sometimes longer with promotional offers. Cant beat it Reviewed on: 26th May 2026

I use PayPal credit regularly.

5
I use PayPal credit regularly and have always found it hassle free Reviewed on: 26th May 2026

PayPal offers various ways to pay with credit or pay...

5
PayPal offers various ways to pay with credit or pay in 3 which I find easiest. Reviewed on: 26th May 2026

Very useful for large purchases.

5
Very useful for large purchases. Affordable payments. Safe and secure. Happy with customer service too Reviewed on: 26th May 2026

Very good service but I think to much interest rates...

5
Very good service but I think to much interest rates Reviewed on: 26th May 2026

Quick, Easy and Reliable

5
PayPal is very easy to use and makes sending or receiving money quick and straightforward. Transfers are instant, which is really convenient, and the app itself is easy to navigate and user-friendly. I use it regularly and have always found it reliable, secure and simple to manage payments and purchases. Reviewed on: 26th May 2026

Paypal review

5
I built up quite a bit of debt on my credit plan, but paypal are supportive in finding a way to pay this off which suits me. Reviewed on: 26th May 2026

Always available

5
I use PayPal for years now and I have never had any issues with an app. The app is very simple in use and always available when needed Reviewed on: 26th May 2026

Paying with PayPal is easy and convinient.

5
Paying with PayPal is easy and convinient. I am able to connect multiple cards and accounts plus many credit options Reviewed on: 26th May 2026

To help me soreas payment without the worry.

5
I find PayPal credit helps me purchase items and spreading the cost gives me peace of mind that if any issues they will help. I would rather use PayPal as the peace of mind that comes with it is worth it. Reviewed on: 26th May 2026

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