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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180885 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180886)

Everything goes smoothly and never a problem.

Everything goes smoothly and never a problem. The best thing is if you have pay in three or four months interest free you can chip away at the balance as money becomes available rather than having to wait until the due date then pay the instalment in full. I’d recommend PayPal to everyone. Reviewed on: 26th May 2026

good experience, quickly and always on time

good experience, quickly and always on time Reviewed on: 26th May 2026

Interest conditions not clear at the start

First I took out a 12 months 0% interest, but after paying it out I took another one and it only offered 4 month and with the interest. Was not very clear from the start :( - so now will not plan any big purchases, unless the rate is 0% for at least 6 months. Otherwise, it was a convenient option, with me having a full control of repayments. Reviewed on: 26th May 2026

Really helpful and understanding

Really helpful and understanding Reviewed on: 26th May 2026

Quick and easy to use, great communication and helpf...

Quick and easy to use, great communication and helpful when needed Reviewed on: 26th May 2026

So convenient

Handy to use online and as Apple Pay. Great flexibility with 4 months interest free Reviewed on: 26th May 2026

Very easy to use, excellent range of credit options...

Very easy to use, excellent range of credit options with swift decisions on new applications, also easy to access and amend payments etc when required. Reviewed on: 26th May 2026

Used Paypal for many years.

Used Paypal for many years. Never had any yrouble with them at all. A few vendor issues i've asked for help with they resolved the matter quickly and satisfactorily. Highly recommend Reviewed on: 26th May 2026

Superb service & ease

Can’t fault it makes paying for things easy & you have protection against fraud Reviewed on: 26th May 2026

An amazing service in many ways .

An amazing service in many ways ..buying products,being able to split the cost on the more expensive items and sending money to family and friends with ease Reviewed on: 26th May 2026

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