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PayPal: PayPal Credit reviews

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4.90
Based on 67,006 reviews, last reviewed 15th Apr 2026
1492500% increase in 5 star reviews
in the past 90 days
4200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Service is quick and secure allowing payments to be... Service is quick and secure allowing payments to be spread into more manageable chunks Reviewed on: 15th April 2026
Eileen L's avatar
Eileen L

Latest lowest rating:

1

Like the points, and how easy it is to use them on f... Like the points, and how easy it is to use them on future purchases Reviewed on: 15th April 2026
Steven Nahum's avatar
Steven Nahum
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (67007)

It's so Easy and Flexible

5
Love Paypal credit and the 4 months to pay, unlike others gives reminders when payments are due and you can set payments up in advance, so easy. Statements are clear and tell you exactly when something has to be fully apid, fantastically transparent, it is my preferred way to pay for purchases over £100. Reviewed on: 8th July 2022
Carole Thorpe's avatar
Carole Thorpe

Best

4
Safe and secure transactions by using PayPal Reviewed on: 8th July 2022
Maria Meshhadi's avatar
Maria Meshhadi

Easy to access and even easier to purchase items

5
I’ve used PayPal credit a few times now because I trust it and feel safe whenpurchasing items I cannot afford to pay for all at once Reviewed on: 8th July 2022
Sam allott 's avatar
Sam allott

Paypal

5
hi, i am very happy with paypal and very good Credit Card. Reviewed on: 8th July 2022
Mehboob Hasham's avatar
Mehboob Hasham

Payment with ease

5
With PayPal, payments can be made on various websites as quickly as possible. The credit options gives you an opportunity to purchase and pay later. Never felt more confident shopping online thanks to their fraud management protocols. Reviewed on: 8th July 2022
Business Soab's avatar
Business Soab

Life saver

5
Currently getting my recently bought house for the arrival of a new born baby. Helps getting big items and spreading the cost across 4 months and pay no interest absolute god send. Reviewed on: 8th July 2022
nathan procter's avatar
nathan procter

Safeguarding Purchase

4
Paypal gives you that confidence when making purchases that you could always get your money back if you not happy with products or scammed. Reviewed on: 8th July 2022
Abs's avatar
Abs

Never had any issues in 6 years, everything is flawless

5
Best ever method of payment, been able to pay for goods, to receive money instant, low fees or none, perfect Reviewed on: 8th July 2022
Florin Sandu's avatar
Florin Sandu

Perfect

5
Makes it easier and more affordable to pay my holidays off! Reviewed on: 8th July 2022
Maisie Davies's avatar
Maisie Davies

Excellent service

5
Using this service and very happy with PayPal credit services Reviewed on: 8th July 2022
Red's avatar
Red

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