Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180886)

I use PayPal when purchases on line items, it’s a gu...

5
I use PayPal when purchases on line items, it’s a guarantee of safe, reliable and if any problems arise they are easy to contact and will deal with the issues if they o cur, would highly recommend PayPal Reviewed on: 26th May 2026

Easy to use, feel protected when using, always on th...

5
Easy to use, feel protected when using, always on the ball with refund transactions etc, would definitely recommend Reviewed on: 26th May 2026

I am using always only if can PayPal safe transactio...

5
I am using always only if can PayPal safe transaction, safe money. It is the best way to pay or transfer money Reviewed on: 26th May 2026

I love PayPal credit, especially with the 4 months i...

5
I love PayPal credit, especially with the 4 months interest free option. Its good and convenient for me. I always recommend PayPal credit to my friends and family. Reviewed on: 26th May 2026

Good and simple solution

5
Always satisfied when using the service and it’s always a good and well clarified solution keep the good work Reviewed on: 26th May 2026

Pay pal equal 100% protection

4
Pay pal is always good option for any shopping spending money with 100% protection Reviewed on: 26th May 2026

Useful and convenient when needed.

5
Useful and convenient when needed. Easy to manage with the app. Straight forward interface which is user friendly Reviewed on: 26th May 2026

I have used PayPal for years

5
I have used PayPal for years and have enjoyed all benefits it provides from paying for goods and services safely to spreading the cost of purchases. The app is easy to use and since using PayPal debit and credit cards, I have enjoyed collecting points to use in future purchases. Reviewed on: 26th May 2026

No hassle.

5
Very easy to understand, and to make payments. Clear instruction. It's easy to navigate the website. Reviewed on: 26th May 2026

Easy and reliable

5
Very easy to use and reliable will definitely recommend to my friends and family and also will use it for fitness savings and futher purchases Reviewed on: 26th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101090 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products