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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180890)

Paypal Credit is okay

3
Paypal Credit has been useful for the past couple of years. But recently, they have been less clear in informing you of any issues rewarding payments or fees. They also use a robot calling service when they do try to , which is useless when many ai scammers start off the same way. Reviewed on: 26th May 2026

OK Deals

5
Painless process that is simple to use. Reviewed on: 26th May 2026

Paypal is the best partner in life.

5
Paypal is the best partner in life. Reviewed on: 26th May 2026

Easy to pay with in a safe way , the app layout is e...

5
Easy to pay with in a safe way , the app layout is easy to understand, can used credit when you don’t have the money up front. Reviewed on: 26th May 2026

I use PayPal regularly, its easy

4
I use PayPal regularly, its easy Reviewed on: 26th May 2026

It's ease of use is the best part.

5
It's ease of use is the best part. Now also the points for using the app is a great added bonus. Reviewed on: 26th May 2026

PayPal Credit: Pukka

5
I've had a really positive experience so far using PayPal Credit. It's accepted everywhere and staff were super quick and friendly when dealing with a query :) Reviewed on: 26th May 2026

Buy Big but Affordable

5
Always allows me to budget for things I may not have been able to afford and couldn’t do without it! Reviewed on: 26th May 2026

Very easy to use - love that you can pay...

4
Very easy to use - love that you can pay in 3 Reviewed on: 26th May 2026

Ease of use and easy to understand! 10/10

5
Paypal is so easy to use, easy to understand and the app is excellent! Really handy for those purchases you need a little help with and time to pay off. As a mum of five I really like having a bit of breathing space for the payments and PayPal has most definitely helped me and my family over Xmas and Birthdays! Love, love, love Reviewed on: 26th May 2026

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