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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180894 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180894)

Simple and stress-free method of payment

Paypal Pay in 3 has become my normal method of payment for large purchases, because it let's me spread the cost into smaller, interest-free payments, making budgeting easier and more flexible. Reviewed on: 26th May 2026

Low repayments and easy access.

Low repayments and easy access. Complete peace of mind. Reviewed on: 26th May 2026

always a great help.

always a great help. you know what you spending. easy to pay off. great app. Reviewed on: 26th May 2026

Customer service got back to me quickly and clearly.

Customer service got back to me quickly and clearly. I understand where I am at with 0% which is meant I didn't spend more than i needed to. Reviewed on: 26th May 2026

im so happy with paypal credit im interestet

im so happy with paypal credit im interestet Reviewed on: 26th May 2026

Really usefull

Really useful to have a physical card too! Reviewed on: 26th May 2026

I enjoy using pay pal credit for slightly larger pur...

I enjoy using pay pal credit for slightly larger purchases as I can split the cost in either pay in 3 installments or in 4 often times with 0% interest which is great. So far I've only had to use customer service on 2 ocassions to get support with a refurnd and they were very helpful and supported me in getting my refund quicker. Since then I am also using paypal for payments where I want to have an extra layer of protection because I know I can rely on them to support me should something go wrong. Reviewed on: 26th May 2026

Never had a problem with payments for goods and serv...

Never had a problem with payments for goods and services. PayPal credit and pay in 3 worked perfectly for me. Excellent service Reviewed on: 26th May 2026

Really great experience never had any problems

Really great experience never had any problems Reviewed on: 26th May 2026

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