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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76873 reviews)

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4.90

Based on 76,873 reviews, last reviewed 19th Apr 2026

2402900% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service PayPal is an excellent source for people who are unable to pay the full amount in one go. It’s flexible and realistic. I would most definitely recomme... Read more Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76873)

Perfect for ease to complete online transactions.

Perfect for ease to complete online transactions. I also feel better knowing my transactions are safe and secure. Also helps with quick transactions as details needed for online transactions are saved into PayPal so no need to run for my purse! Reviewed on: 27th May 2024

Paypal does the biz!

Excellent service from paypal. I hesitation in recommending them. Customer service, when required, is excellent. Reviewed on: 27th May 2024

Very secure method of payment.

Very secure method of payment. Never any problems and the one query I had regarding PayPal Credit was dealt with swiftly and successfully. I particularly like PayPal Credit as it allows flexibility when budgeting and is excellent for unforeseen expenses. Reviewed on: 27th May 2024

Good but PayPal credit balance can be slow

Good but PayPal credit balance can be slow Reviewed on: 27th May 2024

Wasn’t aware PayPal had a credit option, since then...

Wasn’t aware PayPal had a credit option, since then it the only option I use and works seamlessly Reviewed on: 27th May 2024

I originally had a starting credit of £1500 I bought...

I originally had a starting credit of £1500 I bought my alloys for my new car I got down graded to £1000 because I wasn't using it They have been great and a great way to pay for peace of mind would highly recommend it to any new person Reviewed on: 27th May 2024

Extremely useful and quick to use for online payment...

Extremely useful and quick to use for online payments, only a soft check need for approval. Easy to make repayments and enough reminders to make sure you don't miss any. It would be great if there was a PayPal credit card or something to enable PayPal credit on more than just online purchases. Reviewed on: 27th May 2024

Very easy and safe to use.

Very easy and safe to use....they 3 payments help me to buy larger purchases. Reviewed on: 27th May 2024

Ease of use ,and easy to understand

Ease of use ,and easy to understand Reviewed on: 27th May 2024

PayPal review

PayPal is easy to use and gives peace of mind that my money and details are safe. Reviewed on: 27th May 2024

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