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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171776 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171786)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Better when compared

It gives me great flexibility compared with other credit cards with the pay 4 months layer option. Reviewed on: 7th July 2026

It was simple and met my needs, I have used PayPal c...

It was simple and met my needs, I have used PayPal credit a number of times Reviewed on: 7th July 2026

I use paypal for most of my online shops and never h...

I use paypal for most of my online shops and never had any issue with it. I also like the paypal ceedit which gives me more time to pay for high value purchases without interest as long as paid within 4 months. Reviewed on: 7th July 2026

The company provide excellent support for clients if...

The company provide excellent support for clients if is any isue Reviewed on: 7th July 2026

PayPal credit is perfect for my business.

PayPal credit is perfect for my business. Every time I purchase an item over £100 I get given the option to split it over 4 months, which massively helps with large payments. Payments then can be clearly tracked using the app. Reviewed on: 7th July 2026

Help when needed to purchase life’s essentials

Was easy to apply and has helped the family in everyday needs. Reviewed on: 7th July 2026

I am totally confident buying with paypal i know the...

I am totally confident buying with paypal i know they will support me with any problems Reviewed on: 7th July 2026

Easy to understand.

Easy to understand. The pay with no interest over 4 months is great. Easy transactions Reviewed on: 7th July 2026

PayPal I

I have used PayPal for years. I find it convenient and easy to use. Reviewed on: 7th July 2026

Can’t fault it from my uses does what it says on the...

Can’t fault it from my uses does what it says on the tin and Reviewed on: 7th July 2026

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