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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77599 reviews)

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4.90

Based on 77,599 reviews, last reviewed 19th Apr 2026

2471300% increase in 5 star reviews

in the past 90 days

7000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve had a very positive experience using PayPal Cre... I’ve had a very positive experience using PayPal Credit. It’s easy to manage, the application process was quick, and it gives me flexibility when maki... Read more Reviewed on: 19th April 2026

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77599)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pay in 3 and 0% for 4 months is very...

Pay in 3 and 0% for 4 months is very helpful Reviewed on: 16th April 2026

Paypal is so easy to use!

Paypal is so easy to use! 100% trust it! Love that i can use pay in 3. Reviewed on: 16th April 2026

Best interest free plans are amazing.

Best interest free plans are amazing. Recommend to all my friends and family. Very secure platform for making payments anywhere in the world Reviewed on: 16th April 2026

Paypal is excellent

Paypals security is excellent transactions are logged and easy to trace Reviewed on: 16th April 2026

It's easy to make payment anywhere it's also help to...

It's easy to make payment anywhere it's also help to transfer money to others and acceptable at any stores it gives credit as well for building credit score with good time to pay back u will say it very good Reviewed on: 16th April 2026

Good credit, use it on a regular basis and had it fo...

Good credit, use it on a regular basis and had it for years, would recommend Reviewed on: 16th April 2026

Makes larger purchases more attractive

The UI is very clear, and it is easy to manage. Your limit can be increased or decreased which shows and responsibility. You can pay 0% interest for the first few months which makes larger purchases more attractive. It is great as a planned borrowing tool. Reviewed on: 16th April 2026

Always there when you need them with a variety of pa...

Always there when you need them with a variety of payment options and plans Reviewed on: 16th April 2026

It was brilliant Everything is so simple and straight

It was brilliant Everything is so simple and straight Reviewed on: 16th April 2026

I’m so happy this is very good stuff

I’m so happy this is very good stuff Reviewed on: 16th April 2026

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