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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146903 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146903)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service Never had any problems, very good...

Excellent service Never had any problems, very good service Reviewed on: 17th June 2026

It’s good to a point

It’s good to an extent, especially for larger purchases and it can now be used in more places but just make sure you pay everything before the fees otherwise you’ll never get rid. Reviewed on: 17th June 2026

Easy to get it, its psyhologically easier to pay in...

Easy to get it, its psyhologically easier to pay in several month rather than to pay in one payment. Reviewed on: 17th June 2026

Never had any problems using PayPal.

Never had any problems using PayPal. Always make sure I can use PayPal before I make purchase, then I use PayPal unless it's not avaliable. Then I won't purchase unless I'm sure it's a secure shopping site. Reviewed on: 17th June 2026

very easy to use and very safe

very easy to use and very safe and the only way i will pay for things on line Reviewed on: 17th June 2026

Reliable, surprising and easy

I knew about PayPal since more than a decade ago. PayPal credit came to me very surprisingly when I was trying to make an online payment. I really find PayPal is super easy. Reviewed on: 17th June 2026

I enjoy using PayPal it’s great

I enjoy using PayPal as I have used it for many years now Reviewed on: 17th June 2026

A safe and secure way to pay

I have always found PayPal a safe and secure way to pay, it’s very helpful if you have a problem with a seller, it’s especially helpful if you want to pay over 3 or 4 months, I use PayPal for shopping on line, it’s the best way to pay Reviewed on: 17th June 2026

Great payment method

Easy to use and majority of merchants use the product Reviewed on: 17th June 2026

Easy to use and navigate the app.

Easy to use and navigate the app. 0% for 4 months is great for those more expensive items but if it's hard to remember payment dates PayPal also offer the pay in 3 so theres plenty of choice Reviewed on: 17th June 2026

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