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PayPal: PayPal Credit reviews

4.90
Based on 78,660 reviews, last reviewed 20th Apr 2026
2569400% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I used it, when I needed it. I used it, when I needed it. Easy to keep an eye on usage. Do not like when I try to pay, it comes out of my account days later Reviewed on: 20th April 2026
Graham's avatar
Graham

Latest lowest rating:

1

Terrible service disaster charge for nothing but toot Terrible service disaster charge for nothing but toot Reviewed on: 20th April 2026
Kev Rogers's avatar
Kev Rogers

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78660)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Paypal excellent financial body

5
Always reliable. Excellent customer service. Reviewed on: 17th April 2026

Excellent.

5
Excellent. Helped me in these hard times. Reviewed on: 17th April 2026

Good help

5
Good for convenience and online payments Reviewed on: 17th April 2026

Love it, so convenient for when something is a bit t...

5
Love it, so convenient for when something is a bit too expensive to justify the money leaving your bank account all at once. Can split over multiple payments, sometimes I’ll find at the end of the month I can clear it all but there’s no pressure to Reviewed on: 17th April 2026

No Drama, Just Works!

5
Just always works, well, no drama Reviewed on: 17th April 2026

Have used PayPal for over ten years, have always fou...

5
Have used PayPal for over ten years, have always found it easy to use and helpful. Reviewed on: 17th April 2026

Have used them for over 20 years.

5
Have used them for over 20 years. Reviewed on: 17th April 2026

PayPal has been very helpful in my transactions some...

4
PayPal has been very helpful in my transactions sometimes because I feel secured and can help you in making spread payments which helps a lot in this hard times Reviewed on: 17th April 2026

Paypal is great when I need something extra

5
Paypal is great when I need something extra Reviewed on: 17th April 2026

I have been using PayPal for years.

5
I have been using PayPal for years. Sending money .. keeping money safe.. transferring to and from. Very happy Reviewed on: 17th April 2026