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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79399 reviews)

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4.90

Based on 79,399 reviews, last reviewed 21st Apr 2026

2636900% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Reliable, trustworthy, very rare and issue after man... Reliable, trustworthy, very rare and issue after many years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (79399)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Refund issues

I am still waiting for a refund for a open case that I opened in January it is now April and still no money in my account Reviewed on: 17th April 2026

Great all round experience, easy to use, easy to man...

Great all round experience, easy to use, easy to manage and customer service are friendly and helpful Reviewed on: 17th April 2026

I use PayPal for quite a few purchases especially ch...

I use PayPal for quite a few purchases especially christmas time its brilliant Reviewed on: 17th April 2026

Said I missed a payment when I didn’t

Said I missed a payment when I didn’t Reviewed on: 17th April 2026

All ways helpful.

All ways helpful. Low interest rate. Long time to pay it off Reviewed on: 17th April 2026

So easy, never any issues, Payments go through promptly

So easy, never any issues, Payments go through promptly Reviewed on: 17th April 2026

Very good service very hapyy love the pay in 3 helps...

Very good service very hapyy love the pay in 3 helps me so much Reviewed on: 17th April 2026

Always has a great experience so far with paypal

Always has a great experience so far with paypal Reviewed on: 17th April 2026

It's a good service that lets me pay in my own time.

It's a good service that lets me pay in my own time. Reviewed on: 17th April 2026

Super smashing great.

Handy way of paying. And credit service better than anyone. Reviewed on: 17th April 2026

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