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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146374 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146374)

SAFE AND RELIABLE

I’ve always had a good service and used PayPal for years. It’s so quick and I feel it’s secure and safe which is peace of mind Reviewed on: 17th June 2026

Excellent service when it comes to PayPal

Excellent service when it comes to PayPal Reviewed on: 17th June 2026

Just so convenient quick and easy, polite reminders...

Just so convenient quick and easy, polite reminders and perfect for my needs Reviewed on: 17th June 2026

I’ve been using PayPal for years.

I’ve been using PayPal for years. It’s easy to navigate, the 4 months interest free is really handy as well as the 3 payments. Reviewed on: 17th June 2026

From buying to selling I’ve had nothing but good exp...

From buying to selling I’ve had nothing but good experiences with PayPal Reviewed on: 17th June 2026

The best customer support and superior finance security

Every time I've had to contact PayPal support tive had the help necessary and it's always in a very timely manner. I've never had any issues, I've never had any fraudulent expenses on my account unlike other accounts. As far as safe banking and customer support I don't think PayPal is beaten by any other provider. Reviewed on: 17th June 2026

Innovative and simple to use

I find PayPal easy to work with, it’s clear and simple. I am grateful for the ease of usage and for the instant help if needed. I can get split payments, I can pay interest later, I find the whole concept easy, helpful and safely innovative Reviewed on: 17th June 2026

Its been great and so easy

Its been great and so easy to use It has been a godsend the payments work for you You can set the date you want fabulous Reviewed on: 17th June 2026

what I wanted

It was really easy to order what I wanted Reviewed on: 17th June 2026

Always simple and great wouldnt hesitate to recommend

Always simple and great wouldnt hesitate to recommend Reviewed on: 17th June 2026

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