Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146334 reviews)

View other PayPal products

4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146334)

Quick and Easy to use

I have been using PalPal Credit for a year now and I have been impressed with the ease of use and I will likely continue to use it for years to come. It offers things most other credit services don’t and I have never had any issues with it. Reviewed on: 17th June 2026

Fast hustle free service.

Fast hustle free service. Recomend to buy something . Reviewed on: 17th June 2026

Very good experience with Payoal

Very good experience with Payoal Reviewed on: 17th June 2026

Great so far, credit and pay in 3 are especially use...

Great so far, credit and pay in 3 are especially useful when you need to budget your finances Reviewed on: 17th June 2026

Always very helpful, app always works perfectly.

Always very helpful, app always works perfectly. No issues. Reviewed on: 17th June 2026

Very good easy and highly recommended

Very good easy and highly recommended Reviewed on: 17th June 2026

Good payment options and flexibility, but the short...

Good payment options and flexibility, but the short promotional offers are followed by high interest rates. It’s usually 3 or 4 months interest free, which is good if you pay it off in time! Reviewed on: 17th June 2026

PayPal is number 1

Had PayPal account for quite a few years. Never had any problems getting issues sorted. Staff always been helpful. Opening different accounts like PayPal credit card easy to do and easy to use. Reviewed on: 17th June 2026

It works as expected

I don't use it often, but when I do, it works as expected and that's what I'm happy about. Reviewed on: 17th June 2026

Best service out there.

Best service out there. Wouldn't use anything else :) Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77837 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub