Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,171 reviews, last reviewed 19th Apr 2026
2431200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal makes paying quick and easy. PayPal makes paying quick and easy. Really annoys me when it isn't an option at checkout Reviewed on: 19th April 2026
Roy T's avatar
Roy T

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77171)

Pay Pal services review.

5
I have used various services on Pay Pal over last 2 years and have had excellent advice and help. Would recommend very highly . Reviewed on: 16th April 2026
Frank Farrelly's avatar
Frank Farrelly

Great idea on physical cards!

5
Now that PayPal offer the physical credit card it makes it easier to pay with PayPal in person. It's really helped me this year with the cost of living and affordable payments back. Reviewed on: 16th April 2026
LD's avatar
LD

Easy and flexible payment options and low interest.

5
Easy and flexible payment options and low interest. Can also pay interest-free in 3 instalments for larger purchases. Reviewed on: 16th April 2026
Rebecca W's avatar
Rebecca W

PayPal is very easy

5
I find PayPal very easy to use and navigate. It is my go to method of payment when the need arises Reviewed on: 16th April 2026
Jacqueline H's avatar
Jacqueline H

PayPal has helped me greatly.

5
PayPal has helped me have household items and other things that I would not be able to have as a single parent. Giving me options on how to pay has been great for my family, as for customer service I would not know as ive never needed to use it, but to me that is a bigger bonus from a company to deliver, not to need the service. Straightforward and simple. Reviewed on: 16th April 2026
Sarah Bond's avatar
Sarah Bond

Protected by PayPal .

5
I know that am protected always by PayPal from unscrupulous individuals and companies online. They tried but at the end I get back my money Reviewed on: 16th April 2026
Samuel U's avatar
Samuel U

PayPal credit a helpful tool

5
PayPal credit when you need it. Easy to use, repayment notification and can pay in anytime Reviewed on: 16th April 2026
Christopher S's avatar
Christopher S

It was great support for me.

5
It was great support for me. And customer service team also done an amazing job. Reviewed on: 16th April 2026
CB's avatar
CB

Transfers are fast and reliable, issues are quick to...

5
Transfers are fast and reliable, issues are quick to resolve Reviewed on: 16th April 2026
Barbara N's avatar
Barbara N

Easy to shop with shoulders high as there is money b...

5
Easy to shop with shoulders high as there is money back guarantee. No if and no but only what you want is what you get. Reviewed on: 16th April 2026
Douglas A's avatar
Douglas A

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill