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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146267 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146270)

Good for most things, credit is a great service

Good for most things, credit is a great service Reviewed on: 16th June 2026

It has been good.

It has been good. It gives you the option to pay in three instalments or pay later, which is helpful. Reviewed on: 16th June 2026

Exellent.

Exellent. Recomended PayPal for everyone. Thank you. Reviewed on: 16th June 2026

I been using PayPal for last few years and found it...

I been using PayPal for last few years and found it quite handy and easy to use financial support. Reviewed on: 16th June 2026

Great service.

Great service. Easy to use and lots of options to pay. Reviewed on: 16th June 2026

I've been using PayPal for a long time, and it has b...

I've been using PayPal for a long time, and it has been a very good experience for online purchases with safety. PayPal Credit has been an excellent addition to PayPal's services. It's very convenient with 0% finance for four months. Reviewed on: 16th June 2026

Its very easy and straight foward to use.

Its very easy and straight foward to use. Also very secure Reviewed on: 16th June 2026

It's very easy to setup and easy to use.

It's very easy to setup and easy to use. I haven't had any issues yet so can't comment on how they are dealt with. Reviewed on: 16th June 2026

Best decision ever

Using PayPal and its features is one of the Best decisions I’ve ever made. PayPal credit has made life easy and no burdens at all, loads of weights off and due to how excellent it’s been, I’ve referred a lot of people. Reviewed on: 16th June 2026

Shopping made easy.

I have used PayPal for a number of years and I have been so grateful for the simple ease I have experienced in all my purchases and transactions. PayPal has provided me with the flexibility I wanted and at times, needed. Thank you Reviewed on: 16th June 2026

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