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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,354 reviews, last reviewed 19th Apr 2026
2448600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Excellent and easy to use through app. Reviewed on: 19th April 2026
Jennifer S's avatar
Jennifer S

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77354)

Excellent service

4
Excellent customer service I am very happy used PayPal Reviewed on: 16th April 2026
Katarzyna K's avatar
Katarzyna K

Been using PayPal for a while so simple and easy to...

5
Been using PayPal for a while so simple and easy to use for payments and especially paying in 3 and the ease of PayPal credit Reviewed on: 16th April 2026
Joanne Hall's avatar
Joanne Hall

Easy transaction

5
Easy to arrange and helpful for unexpected things Reviewed on: 16th April 2026
Annie 's avatar
Annie

PayPal is a convenient payment method, always fast a...

5
PayPal is a convenient payment method, always fast and efficient. PayPal has clear rules and always informs about changes. Customer service always tries to help quickly resolve problems or questions. I recommend PayPal to everyone. Reviewed on: 16th April 2026
Maciej K's avatar
Maciej K

All,problems sorted very fast.

5
All,problems sorted very fast. I really recommend Reviewed on: 16th April 2026
Roza M's avatar
Roza M

Love the speed of transactions.

5
Love the speed of transactions. Excellent and simple app. Immensely intuitive and not complicated. Reviewed on: 16th April 2026
Yau L's avatar
Yau L

PayPal is a life safer, PayPal as help me in my dad...

5
PayPal is a life safer, PayPal as help me in my dad to day spending Reviewed on: 16th April 2026
John 's avatar
John

I use PayPal for all my eBay purchase as it’s easy a...

5
I use PayPal for all my eBay purchase as it’s easy and secure. I also use the PayPal credit card and debit card because it’s easy to manage and collect the points. The app is good but could be a bit better laid out and easier to navigate. And as I’m sure everyone would want the interest rate on the PayPal credit to be lower but measured against other lenders it’s very reasonable! Reviewed on: 16th April 2026
John F's avatar
John F

Easy to apply, smooth transaction.

5
Easy to apply, smooth transaction. Highly recommend. Helps split spending over multiple months to keep spending on track. Reviewed on: 16th April 2026
Jack O's avatar
Jack O

excellent service very helpful no problem at all

5
excellent service very helpful no problem at all Reviewed on: 16th April 2026
GLENIS W's avatar
GLENIS W

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