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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146233 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146233)

With PayPal I'm protected

Always use PayPal, im confident then that im protected when making online purchases and have a variety of ways to pay. Reviewed on: 16th June 2026

I use pay pal a lot it is very easy...

I use pay pal a lot it is very easy to use Reviewed on: 16th June 2026

Excellent customer experience and the customer servi...

Excellent customer experience and the customer service team are willing to help and provide expert support regardless of the situation or problem. The terms are flexible and I’m reminded each month when payments are due. Reviewed on: 16th June 2026

I love it easy to use and good in many...

I love it easy to use and good in many ways Reviewed on: 16th June 2026

Everything is always straight forward.

Everything is always straight forward. Easy to understand. Reviewed on: 16th June 2026

Easy to use.

Easy to use. 4 months interests free is very useful too! Reviewed on: 16th June 2026

I have had no issues with PayPal they have been secu...

I have had no issues with PayPal they have been secure when paying for goods and services from other online platforms. Reviewed on: 16th June 2026

Simple app, easy to use.

Simple app, easy to use. Easy to keep track on upcoming payments. Reviewed on: 16th June 2026

Excellent service.

Excellent service. Very helpful Reviewed on: 16th June 2026

Best customer service

Whenever I called PayPal they resolved my issue Reviewed on: 16th June 2026

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