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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146404)

always use PayPal credit its a great way to buy the...

5
always use PayPal credit its a great way to buy the things you want without having to pay it all at once...its great Reviewed on: 17th June 2026

I love using PayPal so easy and convenient

5
I love using PayPal so easy and convenient Reviewed on: 17th June 2026

Its just been super easy to use, hassle free and on...

5
Its just been super easy to use, hassle free and on hand help when ever I needed it. Its given me a cushion to fall on when ever I needed it Reviewed on: 17th June 2026

Very easy to use a great feature

5
Very easy to use simple and makes booking that trip or paying for that large expense more in reach as it’s more manageable Reviewed on: 17th June 2026

PayPal offers peace of mind with buyer protection, h...

5
PayPal offers peace of mind with buyer protection, helps manage my cash flow with pay in 3 and provides a way to quickly and securely check out. What’s not to like. Reviewed on: 17th June 2026

I love PayPal credit, easy to use, I regularly use t...

5
I love PayPal credit, easy to use, I regularly use the pay in 3 option, usually to buy my horse stuff that I can't usually afford in one lump sum. Reviewed on: 17th June 2026

Good service

5
I have no problem with PayPal at all Reviewed on: 17th June 2026

I have used Paypal for a number of years including...

5
I have used Paypal for a number of years including the pay in 3 for large household items, always had great service Reviewed on: 17th June 2026

Easy to use.

5
Easy to use. Available with a wide variety of venbdors Reviewed on: 17th June 2026

Great way to purchase online

5
I have been using PayPal for a decade with no issues. It makes purchasing online safer and easier Reviewed on: 17th June 2026

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