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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146426 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146426)

Easy, Quick & Hassle-Free

I’m really happy with PayPal’s 0% interest and Pay Monthly plans. The application is quick and easy, their checks are straightforward, and the payments are automatically taken from my card on time. It’s a simple, hassle-free way to spread the cost, and I’ve had a great experience so far. Reviewed on: 17th June 2026

Good deal but soon goes up.

Good deal but soon goes up. Good to have Reviewed on: 17th June 2026

PayPal credit helped me out when I needed it most.

PayPal credit helped me out when I needed it most. Great product and I'm happy with it Reviewed on: 17th June 2026

Versatile and trusted

Widely available payment option, love the pay in three and I trust it more than Klarna Reviewed on: 17th June 2026

Great option to pay, easy to use and accepted at mos...

Great option to pay, easy to use and accepted at most shops Reviewed on: 17th June 2026

earn points

Love the fact that I can earn points just by using my card Reviewed on: 17th June 2026

Great for buying those big purchases.

Great for buying those big purchases. Especially when the first 4 months are interest free. Or the option to pay off in 3 months. Reviewed on: 17th June 2026

Always easy and convenient.

Always easy and convenient. App is useful and services are efficient. Reviewed on: 17th June 2026

Easy and simple to use.

Easy and simple to use. It is great to be able to have a safe and secure way to pay online as most sites except PayPal. It is user friendly and simple to gain advice when needed. Reviewed on: 17th June 2026

There when needed but no pressure

There when needed but no pressure Reviewed on: 17th June 2026

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