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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146437 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146437)

Very easy to use, everything understandable

Very easy to use, everything understandable Reviewed on: 17th June 2026

Very easy to use and monitor

Very easy to use and monitor I like having it all in the app and it feels secure using my biometrics and 2FA to log on Reviewed on: 17th June 2026

Quick easy service at check out always use it

Quick easy service at check out always use it Reviewed on: 17th June 2026

Great company, really helpful when someone hacked my...

Great company, really helpful when someone hacked my account. Everything put right in 48hours Reviewed on: 17th June 2026

Bought things and never got it and PayPal sorted it...

Bought things and never got it and PayPal sorted it out for me and got my money back Reviewed on: 17th June 2026

Very easy to use any problems sorted quickly

Very easy to use any problems sorted quickly Reviewed on: 17th June 2026

PayPal Credit is a game-changer!

I've been using PayPal for years now and I honestly love it. I recently applied for PayPal credit. Applying was super quick and easy, and it gives me the flexibility to buy what I need and pay over time. I’ve used it for everything from new furniture to treating myself to a new watch without the big upfront cost. The app is simple to use, and customer service has always been really helpful whenever I had a question. It just feels safe and straightforward. If you’re thinking about it, go for it!!! it’s made my life a lot easier! Highly recommend. Reviewed on: 17th June 2026

Flexible spending

Great options for paying now, credit and installments. Easy to use app. Reviewed on: 17th June 2026

It has been very easy to use and most retailers have...

It has been very easy to use and most retailers have the option to pay using the service Reviewed on: 17th June 2026

Most efficient & safe digital finance platform.

PayPal is a great platform for flexible payment options with excellent security measures, helping consumers manage their finances more effectively. For its outstanding contribution to digital payments and retail finance, PayPal is a deserving winner of the “Best Retail Finance Provider” award. Roop Reviewed on: 17th June 2026

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