Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,615 reviews, last reviewed 19th Apr 2026
2378400% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal the best The best and safest thing u did is PayPal Reviewed on: 19th April 2026
Clarrissa f's avatar
Clarrissa f

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (76615)

Easy to use and excellent quality and service

5
Easy to use and excellent quality and service Reviewed on: 16th April 2026
Roberto G's avatar
Roberto G

Have always used PayPal it's a reliable and decent s...

5
Have always used PayPal it's a reliable and decent service Reviewed on: 16th April 2026
JAMES P's avatar
JAMES P

Have been using PayPal for years now.

5
Have been using PayPal for years now. They give me confidence in my purchases as I know my money is safer going through them than through my bank card. The credit options and promotions they have with some retailers really informs my purchases. Reviewed on: 16th April 2026
Samantha P's avatar
Samantha P

Paypal make it easier to pay online, I’ve never had...

5
Paypal make it easier to pay online, I’ve never had an issue paying with Paypal and I feel a lot safer doing it this way rather than entering my details. They also have Paypal Credit which is very helpful when needed. Reviewed on: 16th April 2026
Pardeep 's avatar
Pardeep

Hassle-free shopping and peace of mind

5
Hassle-free shopping and peace of mind Reviewed on: 16th April 2026
Phil B's avatar
Phil B

Always up-to-date.

5
Always up-to-date. I'm telling you what you're need to know help is always at hand when needed Reviewed on: 16th April 2026
Sarah Decourcey's avatar
Sarah Decourcey

Confident buying

5
Pay pal gives one confidence in paying for goods on the internet. I always buy items through PayPal knowing that my purchase will be safe. Reviewed on: 16th April 2026
Elizabeth O's avatar
Elizabeth O

A really good tool to have.

5
A really good tool to have. Really appreciate regular updates, and notifications of upcoming payments due. Thankyou. Reviewed on: 16th April 2026
Lee P's avatar
Lee P

Ive been using pay pal for year now never had a prob...

5
Ive been using pay pal for year now never had a problem.always happy to help.Thank you pp. Reviewed on: 16th April 2026
Robert B's avatar
Robert B

Always a first class service, helps when problems ar...

5
Always a first class service, helps when problems arise in any transactions, great security. Many thanks! Reviewed on: 16th April 2026
Duncan H's avatar
Duncan H

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill