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PayPal: PayPal Credit reviews

4.90
Based on 79,521 reviews, last reviewed 21st Apr 2026
2648500% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Satisfied customer with the various financie options Satisfied customer with the various financie options Reviewed on: 21st April 2026
Sunday 's avatar
Sunday

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (79522)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Not bad but always could be better

4
Not bad but always could be better Reviewed on: 17th April 2026

I had a problem with an order and in the end PayPal...

5
I had a problem with an order and in the end PayPal did sort it out so thank you Reviewed on: 17th April 2026

Very easy and helpful with clear financing instructi...

5
Very easy and helpful with clear financing instructions Reviewed on: 17th April 2026

Great app

5
Really easy to use. Simple to transfer money and spend through PayPal with a few clicks Reviewed on: 17th April 2026

Have used Paypal for many years and its always been...

5
Have used Paypal for many years and its always been quick amd reliable. Great service throuhout Reviewed on: 17th April 2026

Seamless to use and you have piece of mind when purc...

5
Seamless to use and you have piece of mind when purchasing products Reviewed on: 17th April 2026

I find the pay in 3 useful for bigger purchases as i...

5
I find the pay in 3 useful for bigger purchases as it enables me to manage cashflow better. Reviewed on: 17th April 2026

Convenient and transparent.

5
Convenient and transparent. It’s is the way in which I manage all my finances. A nice surprise has been that over the last 1 or 2 years it has become more extensively used and accepted by traditional retailers. Reviewed on: 17th April 2026

Never had an issue with them, no payments on hold or...

5
Never had an issue with them, no payments on hold or any nonsense like that which I have faced with other competitors Reviewed on: 17th April 2026

the impossible became possible

5
I got my money back for a transaction that couldn't be canceled, 5 stars Reviewed on: 17th April 2026