Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 79,809 reviews, last reviewed 21st Apr 2026
2675300% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and contact, security process also excel... Easy to use and contact, security process also excellent! Reviewed on: 21st April 2026
Susie F's avatar
Susie F

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (79809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Can't go wrong for 4months interest free spend over...

4
Can't go wrong for 4months interest free spend over £100 Reviewed on: 17th April 2026

Easy to use , fast payments for when you need...

5
Easy to use , fast payments for when you need it Reviewed on: 17th April 2026

is good i like it is aways save me

5
is good i like it is aways save me Reviewed on: 17th April 2026

Easy and safe to use.

5
Easy and safe to use. Always great service and use it all the time Reviewed on: 17th April 2026

Excellent service

5
I don’t know what I would do without PayPal; it’s helpful in every way, especially giving me confidence when I’m buying anything, knowing I would get my money back if it’s a scam or if the company is being funny. Also, the option to pay in over 3 or 4 payments if it’s more than £99 has made my life so much easier. Thank you, PayPal. Reviewed on: 17th April 2026

Good service

5
I find Paypal Credit well structured and easy to use. Customer service is also good, with polite representatives and short waiting times. Reviewed on: 17th April 2026

Very tricky getting hold of a human rather than a Bo...

5
Very tricky getting hold of a human rather than a Bot or keep being redirected to the same landing page which doesn’t answer question. Sometimes you just need a real person to speak with when question doesn’t fall into standard answers Reviewed on: 17th April 2026

Never had an issue with paypal.

5
Never had an issue with paypal.com Reviewed on: 17th April 2026

Always a great experience.

5
Always a great experience. Easy and simple to use. Reviewed on: 17th April 2026

My experience with PayPal has been very positive.

5
My experience with PayPal has been very positive. Payments are processed quickly, and I feel confident using it for online purchases due to its security features. Overall, I am satisfied with PayPal. It is a simple and secure platform that makes online payments straightforward and stress-free. Reviewed on: 17th April 2026