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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80586 reviews)

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4.90

Based on 80,586 reviews, last reviewed 21st Apr 2026

2747300% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great experience with customers service. Great experience with customers service. Always quick and efficient Reviewed on: 21st April 2026

Latest lowest rating:

2

This is not easy. This is not easy. I always has a problem with your application. Every thing is very difficult to find. Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80586)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Easy to use and track payments

Easy to use and the app is great for keeping you in track with your payments. Reviewed on: 18th April 2026

Easy to use and track spending.

Easy to use and track spending. Flexible options Reviewed on: 18th April 2026

Paypal - my thoughts as a customer.

Easy to use and rarely an issue. Simple access to money and loans. Would strongly recommend for using with online purchases. Few charges and a good ability to make payments work for me, depending on the date I want to make them. Reviewed on: 18th April 2026

Fast, Secure, and Widely Trusted

PayPal is one of the most convenient payment platforms for sending money, shopping online, and paying in multiple currencies, with strong security features and broad acceptance across websites and merchants. It also offers buyer protection for eligible purchases, which makes it especially useful for online shopping. Reviewed on: 18th April 2026

Always used paypal credit.

Always used paypal credit. Set up direct debit and dont have to worry. Reviewed on: 18th April 2026

Paypal are just the best!

Paypal have always provided a variety of payment options which have proved very useful. They deal with queries efficiently and quickly. It is always easy to contact them and they are very professional in their aporoach to customers. Reviewed on: 18th April 2026

Superb Experience, easy to use, even fully supportiv...

Superb Experience, easy to use, even fully supportive during refunds and returns when products maybe haven’t been listed entirely genuinely or correctly on a company website. Would highly recommend! Reviewed on: 18th April 2026

Easy setup

Easy setup, allow me to quickly set when I needed Reviewed on: 18th April 2026

Life Saver

PayPal credit has been a life saver to help me split down large investment purchases, meaning I can make use of the 4 months 0% interest and mange my money more effectively. Reviewed on: 18th April 2026

I want to cancel my credit limit but can't find...

I want to cancel my credit limit but can't find option Reviewed on: 18th April 2026

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