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PayPal: PayPal Credit reviews

4.90
Based on 81,090 reviews, last reviewed 22nd Apr 2026
2794400% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal gives confidence in secure payments. Always use PayPal for secure transactions to online purchases and any other indirect payments Reviewed on: 22nd April 2026
Ian Smith's avatar
Ian Smith

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81090)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Excelente plataforma

5
I have always had good experiences with this platform, I recommend it for its excellence and ease of use Reviewed on: 18th April 2026

It's very convenient and works well

5
It's very convenient and works well Reviewed on: 18th April 2026

Student teacher life saver

5
As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of spending. Reviewed on: 18th April 2026

Really helpful for me and for my family and business

5
Really helpful for me and for my family and business Reviewed on: 18th April 2026

Happy with service

5
Adds security for purchases online and always there to help if there is a problem Reviewed on: 18th April 2026

Always my Pal to pay.Easy and flexible

5
Easy and flexible from start to finish. Thoroughly recommend this card. Reviewed on: 18th April 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. Transactions are fast, the platform is easy to navigate, and I appreciate the added security and buyer protection. It’s a trusted option for both personal and business use. Reviewed on: 18th April 2026

I've been using for years and I'm very happy every...

5
I've been using for years and I'm very happy every time Reviewed on: 18th April 2026

PayPal is a must-have

5
PayPal is a must-have for anybody who shops online. PayPal offers the option to be be used on so many sites. The flexibility and protection it offers is a life-saver and I've depended on it 100s of times. I've also purchased and sold items and unfortunately ran into scammers but with PayPal I always had the confidence and assurance that I would be reimbursed. As a secondary banking method it has served me excellently at no cost. Reviewed on: 18th April 2026

It’s very easy to access your money and services but...

5
It’s very easy to access your money and services but not as easy to get support. Reviewed on: 18th April 2026