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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145718)

Convenient to use especially before pay day

5
Convenient to use especially before pay day Reviewed on: 15th June 2026

Great when order stuff and quick delivery

5
Great when order stuff and quick delivery Reviewed on: 15th June 2026

Great apps

5
Good and brilliant. I like using paypal. Its easy and secure. I would love to recommended this apps to anyone who is financially literate Reviewed on: 15th June 2026

Love Paypal

5
Love how easy Paypal is to use. Can use nearly anywhere and easy to make payments to Reviewed on: 15th June 2026

Easy, convenient and affordable

5
It is easy to use and the 4 months interest free makes paying over time convenient and affordable. Reviewed on: 15th June 2026

Excellent everything is good online service is brill...

5
Excellent everything is good online service is brilliant Reviewed on: 15th June 2026

Overall great

5
Ecelle t customer.service , very informative of any chnages and very easy to use , overall great. Reviewed on: 15th June 2026

would recomment, reliable, very efficient

5
would recomment, reliable, very efficient Reviewed on: 15th June 2026

Used it many time for various purchases easy and qui...

5
Used it many time for various purchases easy and quick no fuss and safe Reviewed on: 15th June 2026

good experience, simple way of paying

5
good experience, simple way of paying Reviewed on: 15th June 2026

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