Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

98% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

I like the three payment method.

I like the three payment method. It helped me a lot cause I’m on sick benefit so thank you. Reviewed on: 27th May 2025

I have found the service to be excellent

I have found the service to be excellent Reviewed on: 27th May 2025

It's quick, precisely, smooth, completely.

It's quick, precisely, smooth, completely., trusted, excellent Reviewed on: 27th May 2025

PayPal credit is easy!

PayPal credit is easy! It's so easy to understand which isnt the case with a lot of credit companies. They send me reminders so I dont miss a payment which I love Reviewed on: 27th May 2025

Easy to use and understand.

Easy to use and understand and can use with many purchases online with interest free options Reviewed on: 27th May 2025

PayPal is seamless, reliable and secure.

PayPal is seamless, reliable and secure. I have never had an issue sending or receiving money, or purchasing goods. Reviewed on: 27th May 2025

I use paypal regularly for purchases online.

I use paypal regularly for purchases online. It is easy and safe to use. It can also be helpful when you want to purchase something a bit too far away from payday. Reviewed on: 27th May 2025

I've used PayPal for years

I've used PayPal for years, including recently pay in 3 and finance which are a great help balancing budgets and covering unexpected purchases, always found them quick and easy and when I had a dispute with a retailer they were brilliant. Reviewed on: 27th May 2025

I have used PayPal credit, pay in 3 and for general...

I have used PayPal credit, pay in 3 and for general transactions. It is quick easy and secure. I use paypal wherever i am able to do so. Reviewed on: 27th May 2025

Belle of the Ball

I use PayPal for most of my personal and online purchases Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 2.55 from 16 reviews
Aquis Card
from Vanquis 4.25 from 41 reviews
Credit card
from Debenhams 2.38 from 13 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub