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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,977 reviews, last reviewed 20th Apr 2026
2598200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall good , been using it for years new had any i... Overall good , been using it for years new had any issue Reviewed on: 20th April 2026
Touqeer 's avatar
Touqeer

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78977)

PayPal is very convenient.

5
PayPal is very convenient. I love that you can pay within four months with zero interest. Reviewed on: 17th April 2026
Cameron P's avatar
Cameron P

Very safe and easy use.

5
Very safe and easy use. I live it Reviewed on: 17th April 2026
Evelin's avatar
Evelin

Quick and easy to use.

5
Quick and easy to use great when you need an instant refund from a company Reviewed on: 17th April 2026
Stiggy's avatar
Stiggy

Great app .

5
Great app . Great service customer service brilliant. Great rewards system. Very easy to use and so efficient would be lost without this service Reviewed on: 17th April 2026
Caroline Glackin's avatar
Caroline Glackin

Very flexible and easy to manoeuvre

5
Very flexible and easy to manoeuvre Reviewed on: 17th April 2026
Hina's avatar
Hina

Positive experience using PayPal

4
Positive experience using PayPal Reviewed on: 17th April 2026
Wilfried L's avatar
Wilfried L

PayPal Credit My Life Financial Insurance

5
I conduct my online transactions with assurance and security. Feel secure with flexible credit card options that enable me to effectively manage my finances, including zero interest for the first four months. This simplifies the process of making purchases and taking advantage of special offers by eliminating the stress of immediate repayment. Reviewed on: 17th April 2026
Robert K's avatar
Robert K

MR szopen

5
The best way to pay for shopping online Reviewed on: 17th April 2026
Marcin S's avatar
Marcin S

Very easy to use and set up , with numerous stores t...

5
Very easy to use and set up , with numerous stores taking PayPal credit Reviewed on: 17th April 2026
MarkB's avatar
MarkB

brilliant because it lets you spread the c...

5
PayPal is brilliant because it lets you spread the cost at 0% interest and when you do purchase goods you know your covered by PayPal protection. It's my main go to when purchasing it's also easy to set up and use customer service is very good and they do anything possible to try and solve your quarry. It's a all round brilliant service and you couldn't ask for anything else...we'll done PayPal keep up the good work. Reviewed on: 17th April 2026
C S's avatar
C S

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