Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,116 reviews, last reviewed 20th Apr 2026
2611100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extremely easy to use at checkout and the 0% credit... Extremely easy to use at checkout and the 0% credit offers have helped spread payments Reviewed on: 20th April 2026
Molly T's avatar
Molly T

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (79116)

Never had any issues

5
Never had any issues even since taking out PayPal credit. Reviewed on: 17th April 2026
Suky's avatar
Suky

Excellent service and very convenient

5
PayPal Credit really helped me when I needed it. They gave me the money quickly, and the whole process was simple and stress-free. Everything worked perfectly, and I had no problems at all. I’m very happy with the service and would definitely recommend it to anyone who needs financial support. Reviewed on: 17th April 2026
Florin Marius Bran's avatar
Florin Marius Bran

PayPal is always reliable

5
PayPal is always reliable, I’m happy in knowing that I’m secure with their services, unlike other providers Reviewed on: 17th April 2026
James P's avatar
James P

PayPal is great to use when shopping online but I do...

5
PayPal is great to use when shopping online but I do wish they would make cards so you can use in store as well. if you have any issues with items or purchases they are sorted straight away. Reviewed on: 17th April 2026
Kelsey 's avatar
Kelsey

Long time user

5
Been using PayPal for years and the payment options are always good and the safety in the transactions. Reviewed on: 17th April 2026
Elia S's avatar
Elia S

PayPal is my go to provider for larger purchases.

5
PayPal is my go to provider for larger purchases.....I am covered by their returns policy which is easy to use and quick in resolving any issues Reviewed on: 17th April 2026
Louise 's avatar
Louise

Excellent service Easy customer service and guarante...

5
Excellent service Easy customer service and guaranteed payments that feel super secure. Brilliant options of pay in 3 with no interest on payments over £20. I always feel more secure playing by a PayPal and will always choose this option when available to pay for items online. Reviewed on: 17th April 2026
Andrea 's avatar
Andrea

Absolutely no problem with this one

5
Absolutely no problem with this one Reviewed on: 17th April 2026
Mark B's avatar
Mark B

Excellent

5
“Easy to use and convenient for spreading payments. Payments show clearly and I’ve had no issues so far.” Reviewed on: 17th April 2026
Jamie H's avatar
Jamie H

Always reliable, secure, quicker, fast, helpful and...

5
Always reliable, secure, quicker, fast, helpful and the best way to perches, excellent service Reviewed on: 17th April 2026
Nusrat H Naeem's avatar
Nusrat H Naeem

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill