Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

98% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Always quick and easy.

Always quick and easy. Super secure. Every problem dealt with quickly and professionally. Reviewed on: 27th May 2025

Great platform and service.

Great platform and service. Offers and deals are easy to see and getting help on queries and issues are easy to do. Reviewed on: 27th May 2025

Paypal experience

Use PayPal credit and Pay in three methods which are brillaint.When I have had problems customer service are great. Reviewed on: 27th May 2025

Easy and clear to use service highly recommended

Easy and clear to use service highly recommended Reviewed on: 27th May 2025

Haven't had a bad experience

Haven't had a bad experience, whatever i have needed they have delivered as promised with no hidden fees. All information is clear and straightforward Reviewed on: 27th May 2025

Very quick and easy process, really straight forward...

Very quick and easy process, really straight forward no hassle would recommend , in the app you're payments are clear with your due dates Reviewed on: 27th May 2025

Easy transactions secure way to purchase

Easy transactions secure way to purchase Reviewed on: 27th May 2025

easy to aply, easy to use adn can get up to 3 month...

easy to aply, easy to use adn can get up to 3 month no interest Reviewed on: 27th May 2025

Easy to use and quick.

Easy to use and quick. No waiting for asking every credit check just click what option are. Reviewed on: 27th May 2025

Never had a problem with PP.

Never had a problem with PP. Always protected. A* Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 2.04 from 5 reviews
Marbles Credit Card
from NewDay 4.90 from 538 reviews
Everyday Credit Card
from Creation 3.02 from 19 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub