Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
98% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Great customer care support

5
I highly recommend customer support, when ever I come across an issue with my transaction, or I get an odd request for payment best advise is to contact PayPal support team. 'm always handled with care and feel that customer care looks after each case I raise as it would be their own personal matter. Each time my queries are sorted swiftly with prompt responses and I'm never left without a solution. Reviewed on: 27th May 2025

Safe and secure pay in three very helpful

5
Safe and secure pay in three very helpful Reviewed on: 27th May 2025

Easy to use and very fast!

5
Easy to use and very fast! Is my new preferate method to pay for services and products. Reviewed on: 27th May 2025

I have used paypal for a number of years.Great sevice

5
I have used paypal for a number of years and find it ivaluable. Both paypal credit and pay in three. Highly recomed them. Reviewed on: 27th May 2025

Customer review Rating

5
Pay pal, is great, safe and secure and very east to access and to monitoring on a daily, weekly basis. Reviewed on: 27th May 2025

Great service, customer service easy to get in touch...

5
Great service, customer service easy to get in touch with and helpful. Reviewed on: 27th May 2025

I use PayPal pay in 3most of the time but for more e...

5
I use PayPal pay in 3most of the time but for more expensive items the PayPal credit is extremely handy to be able to pay over a longer period of time. I normally use it to pay for expensive theatre tickets so I don't miss out on my favourite acts or artists. Reviewed on: 27th May 2025

Excellent customer service with great attention to d...

5
Excellent customer service with great attention to detail and prompt responses. The staff is consistently pleasant and professional." Reviewed on: 27th May 2025

Paypal makes life so much easier

5
Paypal makes life so much easier Reviewed on: 27th May 2025

Amazing customer service and very flexible options t...

5
Amazing customer service and very flexible options that gives big freedom. Reviewed on: 27th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review