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PayPal: PayPal Credit reviews

4.90
Based on 79,355 reviews, last reviewed 20th Apr 2026
2633100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, very easy to use, great customer service Reliable and very easy to use, great company and customer service, Reviewed on: 20th April 2026
Gillian 's avatar
Gillian

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (79355)

I use PayPal for everything.

5
I use PayPal for everything. I feel so confident using PayPal, the fact that I can add or withdraw money instantly. Plus I know whe using the credit option any bills will be paid instantly., the website is great ,so easy to use even for me who is not tech savvy. Customer service is also excellent. Any problems whatsoever are resolved .knowing my money is safe is definitely a plus . Reviewed on: 17th April 2026

Customer protection is the why i like paypal most

5
Customer protection is the why i like paypal most Reviewed on: 17th April 2026

Very easy and convenient and helpful when needed

5
Very easy and convenient and helpful when needed Reviewed on: 17th April 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. It’s quick, easy to use, and makes online payments feel much more secure since I don’t have to share my card details everywhere. The app is simple to navigate, and transactions are usually fast. While there can be some fees, overall it’s a reliable and convenient payment platform. Reviewed on: 17th April 2026

Excellent Paypal service i use this credit many year...

5
Excellent Paypal service i use this credit many years ago to,very helpful credit card Reviewed on: 17th April 2026

Easy to set up and get going

5
Easy to set up and get going, easy to manage and keep track of everything Reviewed on: 17th April 2026

Great lender and reliable customer service

5
Great lender and reliable customer service Reviewed on: 17th April 2026

Paypal is excellent service to use

5
Paypal is excellent service to use Reviewed on: 17th April 2026

Excellent service ,

5
Excellent service , easy to use, but interest rates are high Reviewed on: 17th April 2026

Great customer service

5
Very happy. Always great customer service . I fell safe Reviewed on: 17th April 2026

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