Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145709 reviews)

View other PayPal products

4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145709)

I have been using PayPal credit for years it’s been...

I have been using PayPal credit for years it’s been a life saver, not had a single problem since Reviewed on: 15th June 2026

Always had fantastic service!

Always had fantastic service when calling customer service regarding out going unauthorised payments. Resolved very quickly and efficiently. Reviewed on: 15th June 2026

Straightforward and secure.

Ease of use and security of payments are particularly important to me. Reviewed on: 15th June 2026

Outstanding Easy to use and well efficient

Outstanding Easy to use and well efficient Reviewed on: 15th June 2026

I like the fact that u can use PayPal in...

I like the fact that u can use PayPal in most stores Reviewed on: 15th June 2026

Life saver

Came in very handy when i needed it at xmas time applied for it and got it straight away payed for what i needed life saver Reviewed on: 15th June 2026

4 months 0% fantastic.

4 months 0% fantastic. Help when we needed it. Reviewed on: 15th June 2026

It does what it says.

It does what it says. I haven't had to use it lots, so can't really comment on customer service etc Reviewed on: 15th June 2026

Brilliant service .

I have been using PayPal for years now and thank to them I am able to sort all my payments and transactions easily without having any issues. I would really recommend using it for many reasons especially if for any reason something bad happened I know that they will manage it and will be able to sort it. I remember I had a problem 3 times and they did an amazing service to get my money back. Reviewed on: 15th June 2026

PayPal card is good and convenient to use, would be...

PayPal card is good and convenient to use, would be better if the limit was more but happy the interest isn’t that bad Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77242 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub